stockrowFirst Internet Bancorp (INBK) vs OP Bancorp (OPBK)
- First Internet Bancorp INBK 25.89 −4.57%
- OP Bancorp OPBK 14.80 −3.90%
First Internet Bancorp and OP Bancorp are both Banks Regional companies. First Internet Bancorp and OP Bancorp are of similar size ($225.1M and $220.6M). OP Bancorp trades at the lower P/E: 7.6× against 15.1×. First Internet Bancorp grew revenue faster over the last twelve months: 7.39% against 7.14%. OP Bancorp has the higher net margin (16.9% vs 4.27%) and the higher return on invested capital (15.4% vs 13.4%). Both pay a dividend; OP Bancorp yields more (3.65% vs 0.93%). Across the 19 metrics below, OP Bancorp leads on 13 and First Internet Bancorp on 6.
Valuation
Profitability
| Metric | INBK | OPBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 48.36% | 57.65% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 4.27% | 16.90% | 18.82% |
| Free cash flow margin | 43.35% | 15.72% | 17.97% |
| Return on equity | 4.24% | 12.83% | 10.28% |
| Return on assets | 0.26% | 1.09% | 1.13% |
| Return on invested capital | 13.36% | 15.37% | 8.45% |
Growth
Health
Dividend
Size
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