First Capital, Inc. (FCAP) vs First Internet Bancorp (INBK)
- First Capital, Inc. FCAP 61.47 −0.19%
- First Internet Bancorp INBK 25.66 −1.08%
First Capital, Inc. and First Internet Bancorp are both Banks Regional companies. First Capital, Inc. and First Internet Bancorp are of similar size ($226.6M and $206.0M). First Internet Bancorp has negative trailing earnings, so its P/E is not meaningful; First Capital, Inc. trades at 11.1×. First Capital, Inc. grew revenue faster over the last twelve months: 12.1% against −9.20%. First Capital, Inc. has the higher net margin (26.8% vs −9.77%) and the higher return on invested capital (0.00% vs −9.59%). Both pay a dividend; First Capital, Inc. yields more (2.03% vs 0.94%). Across the 18 metrics below, First Capital, Inc. leads on 11 and First Internet Bancorp on 7.
Valuation
Profitability
| Metric | FCAP | INBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.17% | 40.91% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.79% | (9.77%) | 18.66% |
| Free cash flow margin | 31.53% | 49.69% | 21.11% |
| Return on equity | 13.88% | (8.34%) | 10.65% |
| Return on assets | 1.46% | (0.54%) | 1.13% |
| Return on invested capital | 0.00% | (9.59%) | 8.35% |
Growth
Health
Dividend
Size
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