CF Bankshares Inc. (CFBK) vs First Internet Bancorp (INBK)
CF Bankshares Inc. and First Internet Bancorp are both Banks Regional companies. CF Bankshares Inc. and First Internet Bancorp are of similar size ($227.4M and $221.5M). First Internet Bancorp has negative trailing earnings, so its P/E is not meaningful; CF Bankshares Inc. trades at 11.8×. CF Bankshares Inc. grew revenue faster over the last twelve months: −0.37% against −9.20%. CF Bankshares Inc. has the higher net margin (14.8% vs −9.77%) and the higher return on invested capital (25.6% vs −9.59%). Both pay a dividend; CF Bankshares Inc. yields more (1.11% vs 0.77%). Across the 19 metrics below, CF Bankshares Inc. leads on 11 and First Internet Bancorp on 8.
Valuation
Profitability
| Metric | CFBK | INBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.12% | 40.91% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.75% | (9.77%) | 18.66% |
| Free cash flow margin | 14.30% | 49.69% | 21.18% |
| Return on equity | 9.92% | (8.34%) | 10.64% |
| Return on assets | 0.86% | (0.54%) | 1.13% |
| Return on invested capital | 25.60% | (9.59%) | 8.33% |
Growth
Health
Dividend
Size
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