First Internet Bancorp (INBK) vs Ohio Valley Banc Corp. (OVBC)
- First Internet Bancorp INBK 25.66 −1.08%
- Ohio Valley Banc Corp. OVBC 45.99 −0.26%
First Internet Bancorp and Ohio Valley Banc Corp. are both Banks Regional companies. First Internet Bancorp and Ohio Valley Banc Corp. are of similar size ($226.6M and $217.2M). First Internet Bancorp has negative trailing earnings, so its P/E is not meaningful; Ohio Valley Banc Corp. trades at 15.3×. Ohio Valley Banc Corp. grew revenue faster over the last twelve months: 6.17% against −9.20%. Ohio Valley Banc Corp. has the higher net margin (14.3% vs −9.77%) and the higher return on invested capital (7.55% vs −9.59%). Both pay a dividend; Ohio Valley Banc Corp. yields more (2.09% vs 0.94%). Across the 18 metrics below, Ohio Valley Banc Corp. leads on 13 and First Internet Bancorp on 5.
Valuation
Profitability
| Metric | INBK | OVBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 40.91% | 69.79% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (9.77%) | 14.31% | 18.66% |
| Free cash flow margin | 49.69% | 53.49% | 21.11% |
| Return on equity | (8.34%) | 8.50% | 10.65% |
| Return on assets | (0.54%) | 0.90% | 1.13% |
| Return on invested capital | (9.59%) | 7.55% | 8.35% |
Growth
Health
Dividend
Size
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