Pricing Log in Create free account

ICICI Bank Limited (IBN) vs Truist Financial Corporation (TFC)

ICICI Bank Limited and Truist Financial Corporation are both Banks Regional companies. ICICI Bank Limited is the larger, with a market value of $116.8B against $59.7B — 2.0× the size. Truist Financial Corporation trades at the lower P/E: 12.7× against 18.9×. ICICI Bank Limited grew revenue faster over the last twelve months: 0.00% against −5.37%. ICICI Bank Limited has the higher net margin (17.9% vs 16.9%) and the higher return on invested capital (10.2% vs 6.19%). Both pay a dividend; Truist Financial Corporation yields more (4.16% vs 0.77%). Across the 19 metrics below, ICICI Bank Limited leads on 12 and Truist Financial Corporation on 7.

Valuation

Metric IBN TFC Banks Regional median
P/E 18.88 12.72 12.02
P/S 3.28 2.10 2.36
P/B 2.71 1.08 1.23
Price to free cash flow 4.87 13.25 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.30% 7.86% 8.21%
Free cash flow yield 20.56% 7.55% 9.23%

Profitability

Metric IBN TFC Banks Regional median
Gross margin 71.92% 67.41% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 17.91% 16.91% 18.82%
Free cash flow margin 0.00% 21.06% 17.97%
Return on equity 15.22% 8.41% 10.28%
Return on assets 1.94% 0.89% 1.13%
Return on invested capital 10.16% 6.19% 8.45%

Growth

Metric IBN TFC Banks Regional median
Revenue growth (TTM) 0.00% (5.37%) 6.37%
EPS growth (last fiscal year) 0.64% 13.69% 18.85%
Revenue growth, 5-year CAGR 10.12% 4.50% 12.65%
Net income growth, 5-year CAGR 19.80% 3.52% 9.81%

Health

Metric IBN TFC Banks Regional median
Debt to equity 0.72 0.87 0.17
Current ratio 1.06 0.88 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric IBN TFC Banks Regional median
Dividend yield 0.77% 4.16% 2.49%
Payout ratio 0.15 0.54 0.29

Size

Metric IBN TFC Banks Regional median
Market cap 116.80b 59.73b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack