Heritage Insurance Holdings, Inc. (HRTG) vs Trupanion, Inc. (TRUP)
- Heritage Insurance Holdings, Inc. HRTG 35.77 −2.29%
- Trupanion, Inc. TRUP 28.12 +0.93%
Heritage Insurance Holdings, Inc. and Trupanion, Inc. are both Insurance Property & Casualty companies. Trupanion, Inc. is the larger, with a market value of $1.2B against $1.1B — 1.1× the size. Heritage Insurance Holdings, Inc. trades at the lower P/E: 5.1× against 52.1×. Trupanion, Inc. grew revenue faster over the last twelve months: 11.8% against 1.54%. Heritage Insurance Holdings, Inc. has the higher net margin (25.2% vs 1.53%) and the higher return on invested capital (489.1% vs 12.8%). Across the 20 metrics below, Heritage Insurance Holdings, Inc. leads on 14 and Trupanion, Inc. on 6.
Valuation
Profitability
| Metric | HRTG | TRUP | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 45.39% | 16.55% | 41.16% |
| Operating margin | 34.46% | 1.57% | 15.09% |
| Net margin | 25.19% | 1.53% | 11.51% |
| Free cash flow margin | 35.21% | 5.40% | 17.46% |
| Return on equity | 45.27% | 6.07% | 17.34% |
| Return on assets | 8.63% | 2.61% | 3.74% |
| Return on invested capital | 489.08% | 12.78% | 12.06% |
Growth
Health
Dividend
Size
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