Bowhead Specialty Holdings Inc. (BOW) vs Heritage Insurance Holdings, Inc. (HRTG)
Bowhead Specialty Holdings Inc. and Heritage Insurance Holdings, Inc. are both Insurance Property & Casualty companies. Bowhead Specialty Holdings Inc. is the larger, with a market value of $1.1B against $986.5M — 1.1× the size. Heritage Insurance Holdings, Inc. trades at the lower P/E: 4.7× against 18.3×. Bowhead Specialty Holdings Inc. grew revenue faster over the last twelve months: 25.0% against 1.54%. Heritage Insurance Holdings, Inc. has the higher net margin (25.2% vs 10.1%) and the higher return on invested capital (489.1% vs 11.4%). Across the 20 metrics below, Heritage Insurance Holdings, Inc. leads on 18 and Bowhead Specialty Holdings Inc. on 2.
Valuation
Profitability
| Metric | BOW | HRTG | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 30.51% | 45.39% | 41.16% |
| Operating margin | 13.50% | 34.46% | 15.09% |
| Net margin | 10.11% | 25.19% | 11.51% |
| Free cash flow margin | 53.45% | 35.21% | 17.59% |
| Return on equity | 14.14% | 45.27% | 18.19% |
| Return on assets | 2.69% | 8.63% | 3.74% |
| Return on invested capital | 11.43% | 489.08% | 12.06% |
Growth
Health
Dividend
Size
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