Horizon Bancorp (IN) (HBNC) vs Southside Bancshares, Inc. (SBSI)
- Horizon Bancorp (IN) HBNC 20.89 −2.57%
- Southside Bancshares, Inc. SBSI 34.46 −2.96%
Horizon Bancorp (IN) and Southside Bancshares, Inc. are both Banks Regional companies. Horizon Bancorp (IN) and Southside Bancshares, Inc. are of similar size ($1.1B and $1.0B). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; Southside Bancshares, Inc. trades at 10.4×. Southside Bancshares, Inc. grew revenue faster over the last twelve months: 8.51% against −74.2%. Southside Bancshares, Inc. has the higher net margin (21.5% vs −149.0%) and the higher return on invested capital (5.12% vs −17.9%). Both pay a dividend; Southside Bancshares, Inc. yields more (4.21% vs 3.06%). Across the 18 metrics below, Southside Bancshares, Inc. leads on 14 and Horizon Bancorp (IN) on 4.
Valuation
Profitability
| Metric | HBNC | SBSI | Banks Regional median |
|---|---|---|---|
| Gross margin | (13.47%) | 60.37% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (148.95%) | 21.47% | 18.82% |
| Free cash flow margin | 97.31% | 33.63% | 17.97% |
| Return on equity | (18.98%) | 11.80% | 10.28% |
| Return on assets | (2.02%) | 1.15% | 1.13% |
| Return on invested capital | (17.93%) | 5.12% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack