Horizon Bancorp (IN) (HBNC) vs MetroCity Bankshares, Inc. (MCBS)
- Horizon Bancorp (IN) HBNC 19.46 +0.67%
- MetroCity Bankshares, Inc. MCBS 35.13 +1.04%
Horizon Bancorp (IN) and MetroCity Bankshares, Inc. are both Banks Regional companies. Horizon Bancorp (IN) and MetroCity Bankshares, Inc. are of similar size ($1.0B and $992.5M). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; MetroCity Bankshares, Inc. trades at 12.0×. MetroCity Bankshares, Inc. grew revenue faster over the last twelve months: 19.3% against −74.2%. MetroCity Bankshares, Inc. has the higher net margin (28.3% vs −149.0%) and the higher return on invested capital (10.5% vs −17.9%). Both pay a dividend; Horizon Bancorp (IN) yields more (3.29% vs 3.07%). Across the 18 metrics below, MetroCity Bankshares, Inc. leads on 12 and Horizon Bancorp (IN) on 6.
Valuation
Profitability
| Metric | HBNC | MCBS | Banks Regional median |
|---|---|---|---|
| Gross margin | (13.47%) | 64.72% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (148.95%) | 28.34% | 18.66% |
| Free cash flow margin | 97.31% | 28.95% | 21.11% |
| Return on equity | (18.98%) | 15.91% | 10.65% |
| Return on assets | (2.02%) | 1.96% | 1.13% |
| Return on invested capital | (17.93%) | 10.53% | 8.35% |
Growth
Health
Dividend
Size
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