Horizon Bancorp (IN) (HBNC) vs MetroCity Bankshares, Inc. (MCBS)
Horizon Bancorp (IN) and MetroCity Bankshares, Inc. are both Banks Regional companies. Horizon Bancorp (IN) and MetroCity Bankshares, Inc. are of similar size ($1.0B and $986.8M). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; MetroCity Bankshares, Inc. trades at 12.0×. MetroCity Bankshares, Inc. grew revenue faster over the last twelve months: 19.3% against −74.2%. MetroCity Bankshares, Inc. has the higher net margin (28.3% vs −149.0%) and the higher return on invested capital (10.5% vs −17.9%). Both pay a dividend; Horizon Bancorp (IN) yields more (5.37% vs 3.45%). Across the 19 metrics below, MetroCity Bankshares, Inc. leads on 13 and Horizon Bancorp (IN) on 6.
Valuation
Profitability
| Metric | HBNC | MCBS | Banks Regional median |
|---|---|---|---|
| Gross margin | (13.47%) | 64.72% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (148.95%) | 28.34% | 18.66% |
| Free cash flow margin | 97.31% | 28.95% | 21.18% |
| Return on equity | (18.98%) | 15.91% | 10.64% |
| Return on assets | (2.02%) | 1.96% | 1.13% |
| Return on invested capital | (17.93%) | 10.53% | 8.33% |
Growth
Health
Dividend
Size
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