Home Bancorp, Inc. (HBCP) vs Pioneer Bancorp, Inc. (PBFS)
- Home Bancorp, Inc. HBCP 60.74 −1.89%
- Pioneer Bancorp, Inc. PBFS 18.25 −2.93%
Home Bancorp, Inc. and Pioneer Bancorp, Inc. are both Banks Regional companies. Home Bancorp, Inc. and Pioneer Bancorp, Inc. are of similar size ($478.0M and $453.0M). Home Bancorp, Inc. trades at the lower P/E: 10.6× against 26.2×. Pioneer Bancorp, Inc. grew revenue faster over the last twelve months: 15.1% against 1.60%. Home Bancorp, Inc. has the higher net margin (21.1% vs 12.5%) and the higher return on invested capital (12.8% vs 6.26%). Across the 17 metrics below, Home Bancorp, Inc. leads on 11 and Pioneer Bancorp, Inc. on 6.
Valuation
Profitability
| Metric | HBCP | PBFS | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.89% | 75.63% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.05% | 12.49% | 18.82% |
| Free cash flow margin | 30.30% | 17.40% | 17.97% |
| Return on equity | 10.15% | 5.24% | 10.28% |
| Return on assets | 1.25% | 0.76% | 1.13% |
| Return on invested capital | 12.79% | 6.26% | 8.45% |
Growth
Health
Dividend
Size
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