Franklin Financial Services Corp. (FRAF) vs Western New England Bancorp (WNEB)
Franklin Financial Services Corp. and Western New England Bancorp are both Banks Regional companies. Franklin Financial Services Corp. and Western New England Bancorp are of similar size ($280.1M and $278.0M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 16.6×. Franklin Financial Services Corp. grew revenue faster over the last twelve months: 9.78% against 6.11%. Franklin Financial Services Corp. has the higher net margin (18.2% vs 12.4%) and the higher return on invested capital (10.7% vs 5.33%). Both pay a dividend; Franklin Financial Services Corp. yields more (4.49% vs 3.51%). Across the 20 metrics below, Franklin Financial Services Corp. leads on 17 and Western New England Bancorp on 3.
Valuation
Profitability
| Metric | FRAF | WNEB | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.92% | 65.46% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.20% | 12.43% | 18.66% |
| Free cash flow margin | 30.90% | 12.80% | 21.18% |
| Return on equity | 14.45% | 6.87% | 10.64% |
| Return on assets | 1.07% | 0.62% | 1.13% |
| Return on invested capital | 10.71% | 5.33% | 8.33% |
Growth
Health
Dividend
Size
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