First Northern Community Bancorp (FNRN) vs Franklin Financial Services Corp. (FRAF)
First Northern Community Bancorp and Franklin Financial Services Corp. are both Banks Regional companies. First Northern Community Bancorp and Franklin Financial Services Corp. are of similar size ($280.1M and $280.0M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 12.5×. Franklin Financial Services Corp. grew revenue faster over the last twelve months: 9.78% against 4.54%. First Northern Community Bancorp has the higher net margin (25.0% vs 18.2%) and the higher return on invested capital (18.7% vs 10.7%). Across the 19 metrics below, Franklin Financial Services Corp. leads on 11 and First Northern Community Bancorp on 8.
Valuation
Profitability
| Metric | FNRN | FRAF | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.21% | 69.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.97% | 18.20% | 18.66% |
| Free cash flow margin | 6.99% | 30.90% | 21.18% |
| Return on equity | 10.98% | 14.45% | 10.64% |
| Return on assets | 1.19% | 1.07% | 1.13% |
| Return on invested capital | 18.73% | 10.71% | 8.33% |
Growth
Health
Dividend
Size
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