Franklin Financial Services Corp. (FRAF) vs Oak Valley Bancorp (CA) (OVLY)
- Franklin Financial Services Corp. FRAF 62.75 −0.10%
- Oak Valley Bancorp (CA) OVLY 33.95 +1.19%
Franklin Financial Services Corp. and Oak Valley Bancorp (CA) are both Banks Regional companies. Franklin Financial Services Corp. and Oak Valley Bancorp (CA) are of similar size ($282.6M and $282.3M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 12.0×. Franklin Financial Services Corp. grew revenue faster over the last twelve months: 9.78% against 6.24%. Oak Valley Bancorp (CA) has the higher net margin (24.1% vs 18.2%) and the higher return on invested capital (84.1% vs 10.7%). Both pay a dividend; Oak Valley Bancorp (CA) yields more (2.21% vs 2.14%). Across the 19 metrics below, Franklin Financial Services Corp. leads on 11 and Oak Valley Bancorp (CA) on 8.
Valuation
Profitability
| Metric | FRAF | OVLY | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.92% | 85.97% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.20% | 24.05% | 18.66% |
| Free cash flow margin | 30.90% | 25.10% | 21.11% |
| Return on equity | 14.45% | 11.64% | 10.65% |
| Return on assets | 1.07% | 1.20% | 1.13% |
| Return on invested capital | 10.71% | 84.12% | 8.35% |
Growth
Health
Dividend
Size
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