Franklin Financial Services Corp. (FRAF) vs National Bankshares, Inc. (NKSH)
Franklin Financial Services Corp. and National Bankshares, Inc. are both Banks Regional companies. Franklin Financial Services Corp. and National Bankshares, Inc. are of similar size ($280.1M and $269.0M). Franklin Financial Services Corp. trades at the lower P/E: 11.4× against 13.3×. Franklin Financial Services Corp. grew revenue faster over the last twelve months: 9.78% against 5.28%. National Bankshares, Inc. has the higher net margin (23.2% vs 18.2%) and the higher return on invested capital (11.2% vs 10.7%). Both pay a dividend; National Bankshares, Inc. yields more (8.58% vs 4.49%). Across the 20 metrics below, Franklin Financial Services Corp. leads on 13 and National Bankshares, Inc. on 7.
Valuation
Profitability
| Metric | FRAF | NKSH | Banks Regional median |
|---|---|---|---|
| Gross margin | 69.92% | 69.15% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.20% | 23.22% | 18.66% |
| Free cash flow margin | 30.90% | 21.07% | 21.18% |
| Return on equity | 14.45% | 11.25% | 10.64% |
| Return on assets | 1.07% | 1.12% | 1.13% |
| Return on invested capital | 10.71% | 11.23% | 8.33% |
Growth
Health
Dividend
Size
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