Everest Group, Ltd. (EG) vs Reinsurance Group of America, Incorporated (RGA)

Everest Group, Ltd. and Reinsurance Group of America, Incorporated are both Insurance Reinsurance companies. Reinsurance Group of America, Incorporated is the larger, with a market value of $16.0B against $14.3B — 1.1× the size. Everest Group, Ltd. trades at the lower P/E: 7.8× against 10.8×. Reinsurance Group of America, Incorporated grew revenue faster over the last twelve months: 19.4% against −5.11%. Everest Group, Ltd. has the higher net margin (11.4% vs 5.81%) and the lower return on invested capital (7.81% vs 9.94%). Both pay a dividend; Reinsurance Group of America, Incorporated yields more (2.10% vs 2.02%). Across the 23 metrics below, Everest Group, Ltd. leads on 12 and Reinsurance Group of America, Incorporated on 11.

Valuation

Metric EG RGA Insurance Reinsurance median
P/E 7.83 10.80 7.83
P/S 0.86 0.62 0.90
P/B 0.93 1.17 1.17
Price to free cash flow 7.19 3.13 4.05
EV/EBITDA 8.06 7.46 3.25
EV/Sales 1.00 0.65 0.95
Earnings yield 12.77% 9.26% 11.46%
Free cash flow yield 13.92% 31.90% 19.30%

Profitability

Metric EG RGA Insurance Reinsurance median
Gross margin 15.00% 13.99% 40.53%
Operating margin 13.34% 8.70% 14.54%
Net margin 11.41% 5.81% 9.44%
Free cash flow margin 11.93% 20.02% 18.88%
Return on equity 12.56% 11.63% 12.10%
Return on assets 3.12% 1.00% 2.72%
Return on invested capital 7.81% 9.94% 15.70%

Growth

Metric EG RGA Insurance Reinsurance median
Revenue growth (TTM) (5.11%) 19.40% 17.45%
EPS growth (last fiscal year) 18.94% 64.86% —
Revenue growth, 5-year CAGR 12.76% 10.18% 14.51%
Net income growth, 5-year CAGR 25.35% 23.29% 25.23%

Health

Metric EG RGA Insurance Reinsurance median
Debt to equity 0.23 0.41 0.21
Current ratio 0.28 0.14 0.59
Net debt to EBITDA 1.32 0.92 (0.03)

Dividend

Metric EG RGA Insurance Reinsurance median
Dividend yield 2.02% 2.10% —
Payout ratio 0.48 0.28 0.00

Size

Metric EG RGA Insurance Reinsurance median
Market cap 14.26b 16.03b 3.15b

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