Everest Group, Ltd. (EG) vs Kestrel Group Ltd (KG)

Everest Group, Ltd. and Kestrel Group Ltd are both Insurance Reinsurance companies. Everest Group, Ltd. is the larger, with a market value of $14.3B against $43.3M — 329.6× the size. Kestrel Group Ltd has negative trailing earnings, so its P/E is not meaningful; Everest Group, Ltd. trades at 7.8×. Kestrel Group Ltd grew revenue faster over the last twelve months: 330.9% against −5.11%. Everest Group, Ltd. has the higher net margin (11.4% vs −86.1%) and the higher return on invested capital (7.81% vs −9.10%). Across the 19 metrics below, Everest Group, Ltd. leads on 13 and Kestrel Group Ltd on 6.

Valuation

Metric EG KG Insurance Reinsurance median
P/E 7.83 n/m 7.83
P/S 0.86 0.89 0.90
P/B 0.93 0.35 1.17
Price to free cash flow 7.19 n/m 4.05
EV/EBITDA 8.06 n/m 3.25
EV/Sales 1.00 4.23 0.95
Earnings yield 12.77% (97.82%) 11.46%
Free cash flow yield 13.92% (295.07%) 19.30%

Profitability

Metric EG KG Insurance Reinsurance median
Gross margin 15.00% 46.28% 40.53%
Operating margin 13.34% (49.03%) 14.54%
Net margin 11.41% (86.07%) 9.44%
Free cash flow margin 11.93% (261.35%) 18.88%
Return on equity 12.56% (29.03%) 12.10%
Return on assets 3.12% (3.69%) 2.72%
Return on invested capital 7.81% (9.10%) 15.70%

Growth

Metric EG KG Insurance Reinsurance median
Revenue growth (TTM) (5.11%) 330.91% 17.45%
EPS growth (last fiscal year) 18.94% 1,820.98% —
Revenue growth, 5-year CAGR 12.76% (28.65%) 14.51%
Net income growth, 5-year CAGR 25.35% (10.19%) 25.23%

Health

Metric EG KG Insurance Reinsurance median
Debt to equity 0.23 1.54 0.21
Current ratio 0.28 0.70 0.59
Net debt to EBITDA 1.32 (22.06) (0.03)

Dividend

Metric EG KG Insurance Reinsurance median
Dividend yield 2.02% — —
Payout ratio 0.48 0.00 0.00

Size

Metric EG KG Insurance Reinsurance median
Market cap 14.26b 43.27m 3.15b

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