Donegal Group, Inc. (DGICA) vs Orion180 Insurance Group Inc. (OIG)

Donegal Group, Inc. and Orion180 Insurance Group Inc. are both Insurance Property & Casualty companies. Orion180 Insurance Group Inc. is the larger, with a market value of $874.5M against $732.0M — 1.2× the size.

Valuation

Metric DGICA OIG Insurance Property & Casualty median
P/E 9.65 — 12.17
P/S 0.73 — 1.26
P/B 1.06 — 1.85
Price to free cash flow 13.76 — 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 10.36% — 8.20%
Free cash flow yield 7.27% — 11.86%

Profitability

Metric DGICA OIG Insurance Property & Casualty median
Gross margin 0.00% — 37.39%
Operating margin 9.01% — 14.67%
Net margin 7.25% — 10.16%
Free cash flow margin 5.34% — 18.60%
Return on equity 10.73% — 16.59%
Return on assets 2.83% — 3.38%
Return on invested capital 8.10% — 9.43%

Growth

Metric DGICA OIG Insurance Property & Casualty median
Revenue growth (TTM) (3.40%) — 5.70%
EPS growth (last fiscal year) 42.48% — 39.61%
Revenue growth, 5-year CAGR 4.69% — 9.23%
Net income growth, 5-year CAGR 8.48% — 10.09%

Health

Metric DGICA OIG Insurance Property & Casualty median
Debt to equity 0.05 — 0.25
Current ratio 0.37 — 0.49
Net debt to EBITDA 0.08 — 0.08

Dividend

Metric DGICA OIG Insurance Property & Casualty median
Dividend yield 4.02% — 1.56%
Payout ratio 0.39 — 0.15

Size

Metric DGICA OIG Insurance Property & Casualty median
Market cap 731.97m 874.45m 2.64b

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