stockrowCitizens Community Bancorp, Inc. (CZWI) vs First Capital, Inc. (FCAP)
- Citizens Community Bancorp, Inc. CZWI 23.49 −0.55%
- First Capital, Inc. FCAP 62.35 +0.58%
Citizens Community Bancorp, Inc. and First Capital, Inc. are both Banks Regional companies. Citizens Community Bancorp, Inc. and First Capital, Inc. are of similar size ($227.4M and $207.3M). First Capital, Inc. trades at the lower P/E: 11.2× against 18.2×. First Capital, Inc. grew revenue faster over the last twelve months: 12.1% against 0.57%. First Capital, Inc. has the higher net margin (26.8% vs 12.9%) and the lower return on invested capital (0.00% vs 13.7%). Both pay a dividend; First Capital, Inc. yields more (2.02% vs 1.83%). Across the 18 metrics below, First Capital, Inc. leads on 14 and Citizens Community Bancorp, Inc. on 4.
Valuation
Profitability
| Metric | CZWI | FCAP | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.86% | 79.17% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.94% | 26.79% | 18.82% |
| Free cash flow margin | 19.52% | 31.53% | 17.97% |
| Return on equity | 6.84% | 13.88% | 10.28% |
| Return on assets | 0.72% | 1.46% | 1.13% |
| Return on invested capital | 13.73% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
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