Citizens Community Bancorp, Inc. (CZWI) vs OP Bancorp (OPBK)
- Citizens Community Bancorp, Inc. CZWI 21.23 +0.57%
- OP Bancorp OPBK 14.75 −0.67%
Citizens Community Bancorp, Inc. and OP Bancorp are both Banks Regional companies. Citizens Community Bancorp, Inc. and OP Bancorp are of similar size ($221.8M and $203.7M). OP Bancorp trades at the lower P/E: 7.6× against 16.2×. OP Bancorp grew revenue faster over the last twelve months: 7.14% against 0.57%. OP Bancorp has the higher net margin (16.9% vs 12.9%) and the higher return on invested capital (15.4% vs 13.7%). Both pay a dividend; OP Bancorp yields more (3.53% vs 1.48%). Across the 19 metrics below, OP Bancorp leads on 16 and Citizens Community Bancorp, Inc. on 3.
Valuation
Profitability
| Metric | CZWI | OPBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 64.86% | 57.65% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 12.94% | 16.90% | 18.66% |
| Free cash flow margin | 19.52% | 15.72% | 21.11% |
| Return on equity | 6.84% | 12.83% | 10.65% |
| Return on assets | 0.72% | 1.09% | 1.13% |
| Return on invested capital | 13.73% | 15.37% | 8.35% |
Growth
Health
Dividend
Size
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