Citizens & Northern Corp (CZNC) vs Plumas Bancorp (PLBC)
- Citizens & Northern Corp CZNC 25.50 +0.55%
- Plumas Bancorp PLBC 62.11 +0.10%
Citizens & Northern Corp and Plumas Bancorp are both Banks Regional companies. Citizens & Northern Corp and Plumas Bancorp are of similar size ($454.8M and $431.8M). Plumas Bancorp trades at the lower P/E: 12.1× against 17.3×. Plumas Bancorp grew revenue faster over the last twelve months: 38.7% against 19.0%. Plumas Bancorp has the higher net margin (27.4% vs 13.2%) and the higher return on invested capital (19.5% vs 4.65%). Both pay a dividend; Citizens & Northern Corp yields more (4.39% vs 2.08%). Across the 19 metrics below, Plumas Bancorp leads on 13 and Citizens & Northern Corp on 6.
Valuation
Profitability
| Metric | CZNC | PLBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.65% | 86.28% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 13.23% | 27.39% | 18.66% |
| Free cash flow margin | 23.45% | 28.43% | 21.11% |
| Return on equity | 7.99% | 15.41% | 10.65% |
| Return on assets | 0.88% | 1.83% | 1.13% |
| Return on invested capital | 4.65% | 19.54% | 8.35% |
Growth
Health
Dividend
Size
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