Citizens & Northern Corp (CZNC) vs Pioneer Bancorp, Inc. (PBFS)

Citizens & Northern Corp and Pioneer Bancorp, Inc. are both Banks Regional companies. Citizens & Northern Corp and Pioneer Bancorp, Inc. are of similar size ($457.0M and $431.5M). Citizens & Northern Corp trades at the lower P/E: 17.4× against 25.6×. Citizens & Northern Corp grew revenue faster over the last twelve months: 19.0% against 15.1%. Citizens & Northern Corp has the higher net margin (13.2% vs 12.5%) and the lower return on invested capital (4.65% vs 6.26%). Across the 19 metrics below, Citizens & Northern Corp leads on 11 and Pioneer Bancorp, Inc. on 8.