Community Trust Bancorp, Inc. (CTBI) vs Tompkins Financial Corporation (TMP)
Community Trust Bancorp, Inc. and Tompkins Financial Corporation are both Banks Regional companies. Community Trust Bancorp, Inc. and Tompkins Financial Corporation are of similar size ($1.4B and $1.4B). Tompkins Financial Corporation trades at the lower P/E: 8.1× against 12.6×. Tompkins Financial Corporation grew revenue faster over the last twelve months: 28.2% against 7.76%. Tompkins Financial Corporation has the higher net margin (30.1% vs 25.6%) and the lower return on invested capital (11.2% vs 19.6%). Both pay a dividend; Tompkins Financial Corporation yields more (4.97% vs 4.65%). Across the 20 metrics below, Tompkins Financial Corporation leads on 13 and Community Trust Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | CTBI | TMP | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 77.87% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 30.13% | 18.66% |
| Free cash flow margin | 31.09% | 8.73% | 21.18% |
| Return on equity | 12.72% | 20.36% | 10.64% |
| Return on assets | 1.61% | 2.04% | 1.13% |
| Return on invested capital | 19.63% | 11.22% | 8.33% |
Growth
Health
Dividend
Size
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