Amalgamated Financial Corp. (AMAL) vs Community Trust Bancorp, Inc. (CTBI)
Amalgamated Financial Corp. and Community Trust Bancorp, Inc. are both Banks Regional companies. Amalgamated Financial Corp. and Community Trust Bancorp, Inc. are of similar size ($1.4B and $1.4B). Amalgamated Financial Corp. trades at the lower P/E: 12.6× against 12.6×. Amalgamated Financial Corp. grew revenue faster over the last twelve months: 10.9% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 23.3%) and the higher return on invested capital (19.6% vs 13.9%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (4.65% vs 1.66%). Across the 20 metrics below, Amalgamated Financial Corp. leads on 10 and Community Trust Bancorp, Inc. on 10.
Valuation
Profitability
| Metric | AMAL | CTBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.61% | 70.72% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.34% | 25.55% | 18.66% |
| Free cash flow margin | 30.17% | 31.09% | 21.18% |
| Return on equity | 14.28% | 12.72% | 10.64% |
| Return on assets | 1.26% | 1.61% | 1.13% |
| Return on invested capital | 13.89% | 19.63% | 8.33% |
Growth
Health
Dividend
Size
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