Pricing Log in Create free account

Catalyst Bancorp, Inc. (CLST) vs Fifth District Bancorp, Inc. (FDSB)

Catalyst Bancorp, Inc. and Fifth District Bancorp, Inc. are both Banks Regional companies. Fifth District Bancorp, Inc. is the larger, with a market value of $88.4M against $68.0M — 1.3× the size. Catalyst Bancorp, Inc. trades at the lower P/E: 29.8× against 49.7×. Catalyst Bancorp, Inc. grew revenue faster over the last twelve months: −0.32% against −6.98%. Catalyst Bancorp, Inc. has the higher net margin (13.0% vs 6.97%) and the higher return on invested capital (2.84% vs 1.10%). Across the 16 metrics below, Catalyst Bancorp, Inc. leads on 11 and Fifth District Bancorp, Inc. on 5.

Valuation

Metric CLST FDSB Banks Regional median
P/E 29.81 49.71 11.98
P/S 3.90 3.47 2.34
P/B 0.74 0.64 1.19
Price to free cash flow 18.81 65.32 10.63
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 3.35% 2.01% 8.23%
Free cash flow yield 5.32% 1.53% 9.08%

Profitability

Metric CLST FDSB Banks Regional median
Gross margin 73.59% 62.97% 69.55%
Operating margin 0.00% 0.00% 0.00%
Net margin 12.99% 6.97% 18.66%
Free cash flow margin 20.74% 5.31% 21.11%
Return on equity 2.48% 1.27% 10.65%
Return on assets 0.72% 0.31% 1.13%
Return on invested capital 2.84% 1.10% 8.35%

Growth

Metric CLST FDSB Banks Regional median
Revenue growth (TTM) (0.32%) (6.98%) 6.98%
EPS growth (last fiscal year) 171.79% 480.95% 18.88%
Revenue growth, 5-year CAGR 10.04% — 12.38%
Net income growth, 5-year CAGR 0.00% — 9.71%

Health

Metric CLST FDSB Banks Regional median
Debt to equity 0.12 0.05 0.22
Current ratio 1.01 1.06 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CLST FDSB Banks Regional median
Dividend yield — — 2.57%
Payout ratio — — 0.30

Size

Metric CLST FDSB Banks Regional median
Market cap 67.97m 88.43m 913.33m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack