Clover Health Investments, Corp. (CLOV) vs UnitedHealth Group Incorporated (UNH)
- Clover Health Investments, Corp. CLOV 4.48 −4.27%
- UnitedHealth Group Incorporated UNH 401.43 −1.29%
Clover Health Investments, Corp. and UnitedHealth Group Incorporated are both Healthcare Plans companies. UnitedHealth Group Incorporated is the larger, with a market value of $365.0B against $2.5B — 146.6× the size. Clover Health Investments, Corp. has negative trailing earnings, so its P/E is not meaningful; UnitedHealth Group Incorporated trades at 25.8×. Clover Health Investments, Corp. grew revenue faster over the last twelve months: 54.0% against 3.33%. UnitedHealth Group Incorporated has the higher net margin (3.53% vs −0.74%) and the higher return on invested capital (10.4% vs −8.62%). Across the 20 metrics below, UnitedHealth Group Incorporated leads on 13 and Clover Health Investments, Corp. on 7.
Valuation
Profitability
| Metric | CLOV | UNH | Healthcare Plans median |
|---|---|---|---|
| Gross margin | 18.57% | 40.01% | 19.37% |
| Operating margin | (0.74%) | 5.32% | 1.93% |
| Net margin | (0.74%) | 3.53% | 1.04% |
| Free cash flow margin | 3.00% | 5.08% | 3.18% |
| Return on equity | (5.10%) | 0.00% | 8.99% |
| Return on assets | (2.84%) | 5.06% | 2.98% |
| Return on invested capital | (8.62%) | 10.36% | 2.04% |
Growth
Health
Dividend
Size
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