stockrowC&F Financial Corporation (CFFI) vs USCB Financial Holdings, Inc. (USCB)
- C&F Financial Corporation CFFI 106.01 −2.16%
- USCB Financial Holdings, Inc. USCB 19.79 −0.25%
C&F Financial Corporation and USCB Financial Holdings, Inc. are both Banks Regional companies. C&F Financial Corporation and USCB Financial Holdings, Inc. are of similar size ($366.3M and $352.3M). C&F Financial Corporation trades at the lower P/E: 11.7× against 12.9×. C&F Financial Corporation grew revenue faster over the last twelve months: 8.41% against 4.72%. USCB Financial Holdings, Inc. has the higher net margin (18.1% vs 15.4%) and the lower return on invested capital (6.24% vs 10.5%). Both pay a dividend; USCB Financial Holdings, Inc. yields more (2.39% vs 1.75%). Across the 19 metrics below, C&F Financial Corporation leads on 10 and USCB Financial Holdings, Inc. on 9.
Valuation
Profitability
| Metric | CFFI | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.71% | 61.02% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.36% | 18.05% | 18.82% |
| Free cash flow margin | 21.40% | 30.84% | 17.97% |
| Return on equity | 11.58% | 12.36% | 10.28% |
| Return on assets | 1.10% | 1.00% | 1.13% |
| Return on invested capital | 10.49% | 6.24% | 8.45% |
Growth
Health
Dividend
Size
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