CF Bankshares Inc. (CFBK) vs OP Bancorp (OPBK)
CF Bankshares Inc. and OP Bancorp are both Banks Regional companies. CF Bankshares Inc. and OP Bancorp are of similar size ($225.6M and $221.5M). OP Bancorp trades at the lower P/E: 7.8× against 11.8×. OP Bancorp grew revenue faster over the last twelve months: 7.14% against −0.37%. OP Bancorp has the higher net margin (16.9% vs 14.8%) and the lower return on invested capital (15.4% vs 25.6%). Both pay a dividend; OP Bancorp yields more (4.96% vs 1.11%). Across the 20 metrics below, OP Bancorp leads on 16 and CF Bankshares Inc. on 4.
Valuation
Profitability
| Metric | CFBK | OPBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.12% | 57.65% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 14.75% | 16.90% | 18.66% |
| Free cash flow margin | 14.30% | 15.72% | 21.18% |
| Return on equity | 9.92% | 12.83% | 10.64% |
| Return on assets | 0.86% | 1.09% | 1.13% |
| Return on invested capital | 25.60% | 15.37% | 8.33% |
Growth
Health
Dividend
Size
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