Pricing Log in Create free account

CF Bankshares Inc. (CFBK) vs Eagle Financial Services Inc. (EFSI)

CF Bankshares Inc. and Eagle Financial Services Inc. are both Banks Regional companies. CF Bankshares Inc. and Eagle Financial Services Inc. are of similar size ($245.4M and $234.1M). CF Bankshares Inc. trades at the lower P/E: 11.9× against 13.1×. Eagle Financial Services Inc. grew revenue faster over the last twelve months: 15.8% against −0.37%. Eagle Financial Services Inc. has the higher net margin (15.2% vs 14.8%) and the lower return on invested capital (18.6% vs 25.6%). Across the 18 metrics below, CF Bankshares Inc. leads on 10 and Eagle Financial Services Inc. on 8.

Valuation

Metric CFBK EFSI Banks Regional median
P/E 11.89 13.10 12.02
P/S 1.76 1.99 2.36
P/B 1.13 1.26 1.23
Price to free cash flow 12.29 17.20 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.41% 7.64% 8.21%
Free cash flow yield 8.14% 5.82% 9.23%

Profitability

Metric CFBK EFSI Banks Regional median
Gross margin 50.12% 73.61% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 14.75% 15.16% 18.82%
Free cash flow margin 14.30% 11.60% 17.97%
Return on equity 9.92% 9.98% 10.28%
Return on assets 0.86% 0.96% 1.13%
Return on invested capital 25.60% 18.55% 8.45%

Growth

Metric CFBK EFSI Banks Regional median
Revenue growth (TTM) (0.37%) 15.82% 6.37%
EPS growth (last fiscal year) 30.58% (63.19%) 18.85%
Revenue growth, 5-year CAGR 4.23% 17.40% 12.65%
Net income growth, 5-year CAGR (9.06%) (5.97%) 9.81%

Health

Metric CFBK EFSI Banks Regional median
Debt to equity 0.59 0.15 0.17
Current ratio 1.14 1.02 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric CFBK EFSI Banks Regional median
Dividend yield 1.04% — 2.49%
Payout ratio 0.12 — 0.29

Size

Metric CFBK EFSI Banks Regional median
Market cap 234.05m 245.44m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack