Arrow Financial Corporation (AROW) vs Carter Bankshares, Inc. (CARE)
Arrow Financial Corporation and Carter Bankshares, Inc. are both Banks Regional companies. Arrow Financial Corporation and Carter Bankshares, Inc. are of similar size ($691.5M and $666.5M). Carter Bankshares, Inc. trades at the lower P/E: 5.2× against 12.1×. Carter Bankshares, Inc. grew revenue faster over the last twelve months: 40.1% against 8.43%. Carter Bankshares, Inc. has the higher net margin (36.6% vs 20.6%) and the higher return on invested capital (39.4% vs 14.2%). Both pay a dividend; Arrow Financial Corporation yields more (4.47% vs 2.58%). Across the 20 metrics below, Carter Bankshares, Inc. leads on 15 and Arrow Financial Corporation on 5.
Valuation
Profitability
| Metric | AROW | CARE | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.23% | 72.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.56% | 36.60% | 18.66% |
| Free cash flow margin | 19.12% | 16.81% | 21.18% |
| Return on equity | 12.00% | 27.08% | 10.64% |
| Return on assets | 1.15% | 2.67% | 1.13% |
| Return on invested capital | 14.20% | 39.39% | 8.33% |
Growth
Health
Dividend
Size
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