Pricing Log in Create free account

Sierra Bancorp (BSRR) vs West Bancorporation, Inc. (WTBA)

Sierra Bancorp and West Bancorporation, Inc. are both Banks Regional companies. Sierra Bancorp and West Bancorporation, Inc. are of similar size ($544.1M and $523.4M). Sierra Bancorp trades at the lower P/E: 10.8× against 12.9×. West Bancorporation, Inc. grew revenue faster over the last twelve months: 0.17% against −1.01%. Sierra Bancorp has the higher net margin (25.3% vs 20.2%) and the higher return on invested capital (13.5% vs 10.5%). Both pay a dividend; Sierra Bancorp yields more (2.53% vs 2.46%). Across the 19 metrics below, Sierra Bancorp leads on 10 and West Bancorporation, Inc. on 9.

Valuation

Metric BSRR WTBA Banks Regional median
P/E 10.79 12.91 12.02
P/S 2.68 2.62 2.36
P/B 1.48 1.94 1.23
Price to free cash flow 10.47 9.86 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.27% 7.75% 8.21%
Free cash flow yield 9.55% 10.15% 9.23%

Profitability

Metric BSRR WTBA Banks Regional median
Gross margin 78.49% 53.40% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 25.32% 20.22% 18.82%
Free cash flow margin 25.63% 26.53% 17.97%
Return on equity 14.02% 15.45% 10.28%
Return on assets 1.37% 1.03% 1.13%
Return on invested capital 13.53% 10.53% 8.45%

Growth

Metric BSRR WTBA Banks Regional median
Revenue growth (TTM) (1.01%) 0.17% 6.37%
EPS growth (last fiscal year) 10.28% 35.21% 18.85%
Revenue growth, 5-year CAGR 8.17% 12.56% 12.65%
Net income growth, 5-year CAGR 3.61% (0.09%) 9.81%

Health

Metric BSRR WTBA Banks Regional median
Debt to equity 0.24 1.15 0.17
Current ratio 0.81 0.98 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSRR WTBA Banks Regional median
Dividend yield 2.53% 2.46% 2.49%
Payout ratio 0.27 0.32 0.29

Size

Metric BSRR WTBA Banks Regional median
Market cap 544.07m 523.41m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack