Pricing Log in Create free account

Bowhead Specialty Holdings Inc. (BOW) vs Donegal Group, Inc. (DGICA)

Bowhead Specialty Holdings Inc. and Donegal Group, Inc. are both Insurance Property & Casualty companies. Bowhead Specialty Holdings Inc. is the larger, with a market value of $1.1B against $732.0M — 1.5× the size. Donegal Group, Inc. trades at the lower P/E: 9.7× against 19.1×. Bowhead Specialty Holdings Inc. grew revenue faster over the last twelve months: 23.8% against −3.40%. Bowhead Specialty Holdings Inc. has the higher net margin (9.32% vs 7.25%) and the higher return on invested capital (16.5% vs 8.10%). Across the 18 metrics below, Bowhead Specialty Holdings Inc. leads on 11 and Donegal Group, Inc. on 7.

Valuation

Metric BOW DGICA Insurance Property & Casualty median
P/E 19.05 9.65 12.17
P/S 1.75 0.73 1.26
P/B 2.49 1.06 1.85
Price to free cash flow 2.77 13.76 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.25% 10.36% 8.20%
Free cash flow yield 36.13% 7.27% 11.86%

Profitability

Metric BOW DGICA Insurance Property & Casualty median
Gross margin 29.81% 0.00% 37.39%
Operating margin 13.36% 9.01% 14.67%
Net margin 9.32% 7.25% 10.16%
Free cash flow margin 63.24% 5.34% 18.60%
Return on equity 13.60% 10.73% 16.59%
Return on assets 2.42% 2.83% 3.38%
Return on invested capital 16.51% 8.10% 9.43%

Growth

Metric BOW DGICA Insurance Property & Casualty median
Revenue growth (TTM) 23.83% (3.40%) 5.70%
EPS growth (last fiscal year) 23.26% 42.48% 39.61%
Revenue growth, 5-year CAGR — 4.69% 9.23%
Net income growth, 5-year CAGR — 8.48% 10.09%

Health

Metric BOW DGICA Insurance Property & Casualty median
Debt to equity 0.33 0.05 0.25
Current ratio 0.50 0.37 0.49
Net debt to EBITDA (1.19) 0.08 0.08

Dividend

Metric BOW DGICA Insurance Property & Casualty median
Dividend yield — 4.02% 1.56%
Payout ratio — 0.39 0.15

Size

Metric BOW DGICA Insurance Property & Casualty median
Market cap 1.13b 731.97m 2.64b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack