Bowhead Specialty Holdings Inc. (BOW) vs United Fire Group, Inc (UFCS)
Bowhead Specialty Holdings Inc. and United Fire Group, Inc are both Insurance Property & Casualty companies. United Fire Group, Inc is the larger, with a market value of $1.4B against $1.1B — 1.2× the size. United Fire Group, Inc trades at the lower P/E: 9.9× against 18.3×. Bowhead Specialty Holdings Inc. grew revenue faster over the last twelve months: 25.0% against 11.4%. Bowhead Specialty Holdings Inc. has the higher net margin (10.1% vs 9.57%) and the lower return on invested capital (11.4% vs 12.0%). Across the 20 metrics below, United Fire Group, Inc leads on 12 and Bowhead Specialty Holdings Inc. on 8.
Valuation
Profitability
| Metric | BOW | UFCS | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 30.51% | 35.24% | 41.16% |
| Operating margin | 13.50% | 12.87% | 15.09% |
| Net margin | 10.11% | 9.57% | 11.51% |
| Free cash flow margin | 53.45% | 18.22% | 17.59% |
| Return on equity | 14.14% | 15.46% | 18.19% |
| Return on assets | 2.69% | 3.67% | 3.74% |
| Return on invested capital | 11.43% | 12.03% | 12.06% |
Growth
Health
Dividend
Size
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