Bank of the James Financial Group, Inc. (BOTJ) vs Lake Shore Bancorp, Inc. (LSBK)

Bank of the James Financial Group, Inc. and Lake Shore Bancorp, Inc. are both Banks Regional companies. Lake Shore Bancorp, Inc. is the larger, with a market value of $138.5M against $121.3M — 1.1× the size. Bank of the James Financial Group, Inc. trades at the lower P/E: 10.6× against 15.7×. Bank of the James Financial Group, Inc. grew revenue faster over the last twelve months: 6.20% against 5.63%. Lake Shore Bancorp, Inc. has the higher net margin (20.7% vs 17.7%) and the lower return on invested capital (8.79% vs 18.7%). Both pay a dividend; Lake Shore Bancorp, Inc. yields more (5.94% vs 2.68%). Across the 19 metrics below, Bank of the James Financial Group, Inc. leads on 11 and Lake Shore Bancorp, Inc. on 8.