Bumble Inc. (BMBL) vs NerdWallet, Inc. (NRDS)

Bumble Inc. and NerdWallet, Inc. are both Internet Content & Information companies. NerdWallet, Inc. is the larger, with a market value of $524.2M against $353.7M — 1.5× the size. Bumble Inc. has negative trailing earnings, so its P/E is not meaningful; NerdWallet, Inc. trades at 9.3×. NerdWallet, Inc. grew revenue faster over the last twelve months: 11.5% against −13.3%. NerdWallet, Inc. has the higher net margin (7.56% vs −58.0%) and the higher return on invested capital (20.9% vs −38.2%). Across the 20 metrics below, NerdWallet, Inc. leads on 15 and Bumble Inc. on 5.

Valuation

Metric BMBL NRDS Internet Content & Information median
P/E n/m 9.34 10.24
P/S 0.39 0.64 0.87
P/B 0.57 1.70 1.32
Price to free cash flow 2.21 3.76 8.85
EV/EBITDA n/m 3.89 8.86
EV/Sales 0.72 0.58 1.15
Earnings yield (158.27%) 10.71% (1.58%)
Free cash flow yield 45.35% 26.60% 2.32%

Profitability

Metric BMBL NRDS Internet Content & Information median
Gross margin 72.84% 93.50% 66.84%
Operating margin (62.56%) 10.23% (3.41%)
Net margin (57.96%) 7.56% (3.02%)
Free cash flow margin 28.55% 17.12% 1.75%
Return on equity (63.87%) 18.16% 0.00%
Return on assets (30.62%) 14.54% (0.36%)
Return on invested capital (38.23%) 20.85% 0.00%

Growth

Metric BMBL NRDS Internet Content & Information median
Revenue growth (TTM) (13.33%) 11.51% 2.65%
EPS growth (last fiscal year) (30.80%) 68.42% —
Revenue growth, 5-year CAGR 10.75% 27.81% 9.73%
Net income growth, 5-year CAGR 0.00% 55.83% 0.00%

Health

Metric BMBL NRDS Internet Content & Information median
Debt to equity 0.73 0.00 0.01
Current ratio 1.62 2.62 1.82
Net debt to EBITDA (0.53) (0.88) (0.48)

Dividend

Metric BMBL NRDS Internet Content & Information median
Dividend yield — — 3.19%
Payout ratio 0.00 0.00 0.00

Size

Metric BMBL NRDS Internet Content & Information median
Market cap 353.68m 524.17m 283.68m

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