Bumble Inc. (BMBL) vs NerdWallet, Inc. (NRDS)

Bumble Inc. and NerdWallet, Inc. are both Internet Content & Information companies. Bumble Inc. is the larger, with a market value of $782.6M against $641.2M — 1.2× the size. Bumble Inc. has negative trailing earnings, so its P/E is not meaningful; NerdWallet, Inc. trades at 11.0×. NerdWallet, Inc. grew revenue faster over the last twelve months: 11.5% against −13.3%. NerdWallet, Inc. has the higher net margin (7.56% vs −58.0%) and the higher return on invested capital (20.9% vs −38.2%). Across the 20 metrics below, NerdWallet, Inc. leads on 18 and Bumble Inc. on 2.

Valuation

Metric BMBL NRDS Internet Content & Information median
P/E n/m 11.02 11.54
P/S 0.87 0.76 0.86
P/B 1.26 2.00 1.20
Price to free cash flow 4.92 4.44 9.63
EV/EBITDA n/m 5.16 8.68
EV/Sales 1.20 0.77 1.18
Earnings yield (70.88%) 9.07% (2.42%)
Free cash flow yield 20.31% 22.54% 2.27%

Profitability

Metric BMBL NRDS Internet Content & Information median
Gross margin 72.84% 93.50% 66.84%
Operating margin (62.56%) 10.23% (3.41%)
Net margin (57.96%) 7.56% (3.02%)
Free cash flow margin 28.55% 17.12% 1.75%
Return on equity (63.87%) 18.16% 0.00%
Return on assets (30.62%) 14.54% (0.36%)
Return on invested capital (38.23%) 20.85% 0.00%

Growth

Metric BMBL NRDS Internet Content & Information median
Revenue growth (TTM) (13.33%) 11.51% 2.65%
EPS growth (last fiscal year) (30.80%) 68.42% 34.45%
Revenue growth, 5-year CAGR 10.75% 27.81% 9.73%
Net income growth, 5-year CAGR 0.00% 55.83% 0.00%

Health

Metric BMBL NRDS Internet Content & Information median
Debt to equity 0.73 0.00 0.01
Current ratio 1.62 2.62 1.82
Net debt to EBITDA (0.53) (0.88) (0.48)

Dividend

Metric BMBL NRDS Internet Content & Information median
Dividend yield — — 1.07%
Payout ratio — — 0.28

Size

Metric BMBL NRDS Internet Content & Information median
Market cap 782.57m 641.15m 318.52m

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