Amalgamated Financial Corp. (AMAL) vs HBT Financial, Inc. (HBT)
- Amalgamated Financial Corp. AMAL 47.13 +0.08%
- HBT Financial, Inc. HBT 35.58 +0.59%
Amalgamated Financial Corp. and HBT Financial, Inc. are both Banks Regional companies. Amalgamated Financial Corp. and HBT Financial, Inc. are of similar size ($1.4B and $1.3B). Amalgamated Financial Corp. trades at the lower P/E: 12.4× against 15.2×. HBT Financial, Inc. grew revenue faster over the last twelve months: 13.3% against 10.9%. HBT Financial, Inc. has the higher net margin (23.4% vs 23.3%) and the lower return on invested capital (8.43% vs 13.9%). Both pay a dividend; HBT Financial, Inc. yields more (2.59% vs 1.38%). Across the 19 metrics below, Amalgamated Financial Corp. leads on 12 and HBT Financial, Inc. on 7.
Valuation
Profitability
| Metric | AMAL | HBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.61% | 80.95% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.34% | 23.44% | 18.66% |
| Free cash flow margin | 30.17% | 22.88% | 21.11% |
| Return on equity | 14.28% | 11.56% | 10.65% |
| Return on assets | 1.26% | 1.32% | 1.13% |
| Return on invested capital | 13.89% | 8.43% | 8.35% |
Growth
Health
Dividend
Size
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