Aegon NV (AEG) vs American International Group, Inc. (AIG)

Aegon NV and American International Group, Inc. are both Insurance Diversified companies. American International Group, Inc. is the larger, with a market value of $39.1B against $13.1B — 3.0× the size. Aegon NV has negative trailing earnings, so its P/E is not meaningful; American International Group, Inc. trades at 13.5×. American International Group, Inc. grew revenue faster over the last twelve months: −4.19% against −36.9%. American International Group, Inc. has the higher net margin (11.1% vs −10.3%) and the higher return on invested capital (4.45% vs 0.00%). Both pay a dividend; Aegon NV yields more (5.67% vs 2.08%). Across the 20 metrics below, American International Group, Inc. leads on 13 and Aegon NV on 7.

Valuation

Metric AEG AIG Insurance Diversified median
P/E n/m 13.46 11.30
P/S 1.08 1.47 1.47
P/B 1.90 0.97 1.45
Price to free cash flow 6.79 10.20 5.78
EV/EBITDA n/m 6.51 6.62
EV/Sales 1.09 1.82 1.82
Earnings yield (8.91%) 7.43% 7.87%
Free cash flow yield 14.73% 9.80% 17.30%

Profitability

Metric AEG AIG Insurance Diversified median
Gross margin 119.87% 28.38% 53.26%
Operating margin (12.33%) 14.83% 18.04%
Net margin (10.34%) 11.13% 15.94%
Free cash flow margin 0.00% 14.45% 20.02%
Return on equity 0.00% 7.22% 12.08%
Return on assets 0.00% 1.80% 5.06%
Return on invested capital 0.00% 4.45% 9.01%

Growth

Metric AEG AIG Insurance Diversified median
Revenue growth (TTM) (36.92%) (4.19%) (1.11%)
EPS growth (last fiscal year) 46.05% 350.23% —
Revenue growth, 5-year CAGR (15.01%) (9.35%) 8.63%
Net income growth, 5-year CAGR 0.00% 0.00% 10.84%

Health

Metric AEG AIG Insurance Diversified median
Debt to equity 0.42 0.26 0.22
Current ratio 0.12 0.51 0.48
Net debt to EBITDA 0.17 1.24 0.17

Dividend

Metric AEG AIG Insurance Diversified median
Dividend yield 5.67% 2.08% 2.08%
Payout ratio 0.66 0.20 0.02

Size

Metric AEG AIG Insurance Diversified median
Market cap 13.12b 39.12b 13.12b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack