American International Group, Inc. (AIG) vs Brookfield Wealth Solutions Ltd. (BNT)

American International Group, Inc. and Brookfield Wealth Solutions Ltd. are both Insurance Diversified companies. American International Group, Inc. is the larger, with a market value of $39.1B against $10.9B — 3.6× the size. American International Group, Inc. trades at the lower P/E: 13.5× against 42.8×. American International Group, Inc. grew revenue faster over the last twelve months: −4.19% against −17.5%. American International Group, Inc. has the higher net margin (11.1% vs 0.90%) and the lower return on invested capital (4.45% vs 6.46%). Both pay a dividend; American International Group, Inc. yields more (2.08% vs 0.71%). Across the 23 metrics below, Brookfield Wealth Solutions Ltd. leads on 12 and American International Group, Inc. on 11.

Valuation

Metric AIG BNT Insurance Diversified median
P/E 13.46 42.79 11.30
P/S 1.47 0.91 1.47
P/B 0.97 0.61 1.45
Price to free cash flow 10.20 3.36 5.78
EV/EBITDA 6.51 2.52 6.62
EV/Sales 1.82 0.68 1.82
Earnings yield 7.43% 2.34% 7.87%
Free cash flow yield 9.80% 29.75% 17.30%

Profitability

Metric AIG BNT Insurance Diversified median
Gross margin 28.38% 53.26% 53.26%
Operating margin 14.83% 13.14% 18.04%
Net margin 11.13% 0.90% 15.94%
Free cash flow margin 14.45% 27.20% 20.02%
Return on equity 7.22% 0.64% 12.08%
Return on assets 1.80% 0.06% 5.06%
Return on invested capital 4.45% 6.46% 9.01%

Growth

Metric AIG BNT Insurance Diversified median
Revenue growth (TTM) (4.19%) (17.52%) (1.11%)
EPS growth (last fiscal year) 350.23% (61.08%) —
Revenue growth, 5-year CAGR (9.35%) 86.62% 8.63%
Net income growth, 5-year CAGR 0.00% 275.85% 10.84%

Health

Metric AIG BNT Insurance Diversified median
Debt to equity 0.26 0.55 0.22
Current ratio 0.51 0.16 0.48
Net debt to EBITDA 1.24 (1.87) 0.17

Dividend

Metric AIG BNT Insurance Diversified median
Dividend yield 2.08% 0.71% 2.08%
Payout ratio 0.20 0.05 0.02

Size

Metric AIG BNT Insurance Diversified median
Market cap 39.12b 10.88b 13.12b

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