Zions Bancorporation, N.A. ZION
63.83
1.01
1.61%
as of 25 Sep
- Market cap
- $9.2B
- P/E
- 8.1×
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
9.76 | 10.96 | 10.15 | 8.36 | 9.33 | 14.24 | 11.77 | 9.34 | 18.71 | 21.59 |
P/S ratio |
1.74 | 1.60 | 1.41 | 2.18 | 3.40 | 2.42 | 2.82 | 2.60 | 3.72 | 3.56 |
P/FCF ratio |
9.05 | 7.60 | 8.45 | 5.68 | 23.88 | 12.98 | 15.75 | 7.53 | 13.41 | 22.01 |
P/Operating CF |
16.63 | 15.45 | (26.62) | 14.72 | 60.84 | 41.59 | 26.03 | 22.47 | 81.43 | 48.63 |
P/B ratio |
1.21 | 1.32 | 1.24 | 1.63 | 1.44 | 0.97 | 1.35 | 1.12 | 1.43 | 1.27 |
Price to Tangible BV |
1.43 | 1.60 | 1.56 | 2.15 | 1.68 | 1.13 | 1.58 | 1.32 | 1.67 | 1.49 |
EV/Sales |
1.16 | 1.56 | 1.78 | 4.03 | (0.46) | 0.81 | 3.33 | 3.78 | 4.95 | 2.97 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
5.33 | 6.78 | 9.33 | 9.15 | (2.17) | 3.30 | 15.49 | 9.75 | 14.60 | 12.30 |
EV/FCF |
6.00 | 7.40 | 10.69 | 10.51 | (3.23) | 4.33 | 18.62 | 10.95 | 17.85 | 18.33 |
Quick Ratio |
0.06 | 0.07 | 0.04 | 0.07 | 0.16 | 0.11 | 0.04 | 0.05 | 0.04 | 0.05 |
Current Ratio |
0.86 | 0.84 | 0.80 | 0.84 | 0.77 | 0.87 | 0.88 | 0.91 | 0.88 | 0.85 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
5.14% | 5.39% | 5.64% | 12.36% | 2.05% | 3.57% | 5.46% | 9.28% | 8.08% | 2.15% |
Debt/Equity |
0.64 | 0.78 | 0.86 | 2.26 | 0.26 | 0.37 | 0.51 | 0.84 | 0.70 | 0.18 |
Asset Turnover |
0.06 | 0.06 | 0.05 | 0.04 | 0.03 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
Operating CF/Net income |
1.20 | 1.56 | 1.37 | 1.67 | 0.57 | 1.42 | 0.89 | 1.38 | 1.69 | 1.45 |
Capex/Depreciation |
(1.04) | (0.78) | (0.81) | (1.73) | 14.71 | (1.99) | (0.62) | (0.67) | (0.94) | (1.59) |
| 13.59% | 13.03% | 13.36% | 15.30% | 15.34% | 7.16% | 11.33% | 12.04% | 7.84% | 6.04% | |
| 1.01% | 0.84% | 0.73% | 0.96% | 1.26% | 0.67% | 1.13% | 1.26% | 0.85% | 0.67% | |
ROIC |
9.94% | 10.69% | 7.46% | 6.50% | 0.00% | 13.35% | 7.30% | 6.40% | 5.30% | 7.15% |
Return on Tangible Assets |
(9.45%) | (6.65%) | (4.90%) | (8.55%) | (6.23%) | (6.30%) | (14.25%) | (21.99%) | (10.52%) | (5.76%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
44.72% | 42.42% | 48.21% | 59.93% | 49.33% | 71.99% | 54.88% | 54.04% | 61.15% | 67.94% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.71% | 0.66% | 0.71% | 0.90% | 0.94% | 0.88% | 0.83% | 0.86% | 0.91% | 1.05% |
Graham Net Nets |
(1.94) | (2.36) | (3.25) | (3.39) | (2.17) | (1.85) | (1.24) | (1.53) | (1.21) | (1.20) |
Graham Number |
80.80 | 67.70 | 58.98 | 62.23 | 81.79 | 55.39 | 61.86 | 59.61 | 46.48 | 39.10 |
Earnings Yield |
10.25% | 9.12% | 9.86% | 11.97% | 10.72% | 7.02% | 8.49% | 10.70% | 5.35% | 4.63% |
Free Cash Flow Yield |
11.05% | 13.16% | 11.84% | 17.60% | 4.19% | 7.70% | 6.35% | 13.28% | 7.46% | 4.54% |
Revenue per Share |
33.59 | 33.92 | 31.30 | 22.24 | 18.57 | 17.97 | 18.44 | 15.67 | 13.63 | 12.12 |
Operating CF per Share |
7.29 | 7.80 | 5.99 | 9.80 | 3.93 | 4.39 | 3.96 | 6.07 | 4.62 | 2.92 |
Capex per Share |
(0.82) | (0.66) | (0.76) | (1.27) | (1.29) | (1.04) | (0.66) | (0.67) | (0.84) | (0.96) |
Free Cash Flow per Share |
6.47 | 7.14 | 5.23 | 8.53 | 2.65 | 3.35 | 3.30 | 5.41 | 3.78 | 1.96 |
Cash per Share |
29.70 | 33.89 | 21.58 | 32.57 | 83.69 | 46.71 | 12.01 | 14.46 | 9.92 | 13.89 |
Shareholders Equity per Share |
48.81 | 41.60 | 38.52 | 32.61 | 46.67 | 48.16 | 41.78 | 39.14 | 38.25 | 37.45 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
48.81 | 41.60 | 38.52 | 32.61 | 46.67 | 48.16 | 41.78 | 39.14 | 38.25 | 37.45 |
Free Cash Flow |
952.00 | 1,051.00 | 772.00 | 1,280.00 | 423.00 | 548.00 | 580.00 | 1,047.00 | 759.00 | 400.00 |
Working Capital |
(10,835.00) | (12,446.00) | (14,624.00) | (11,678.00) | (18,985.00) | (9,225.00) | (6,628.00) | (4,989.00) | (6,323.00) | (8,151.00) |
Capital Expenditures |
(121.00) | (97.00) | (113.00) | (190.00) | (206.00) | (171.00) | (117.00) | (129.00) | (169.00) | (196.00) |
Net Current Asset Value |
(17,001.00) | (18,874.00) | (21,175.00) | (24,678.00) | (21,933.00) | (13,165.00) | (11,362.00) | (12,056.00) | (12,311.00) | (10,520.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.06 | 0.07 | 0.06 | 0.04 | 0.04 | 0.06 | 0.08 |
Net Profit Margin |
18.11% | 14.76% | 14.01% | 26.31% | 37.04% | 17.17% | 24.10% | 28.03% | 20.10% | 16.64% |
Price to Operating Income |
7.34 | 7.89 | 7.36 | 6.31 | 6.98 | 10.57 | 8.68 | 6.90 | 10.88 | 12.59 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.09 | 0.09 | 0.10 | 0.08 | (0.01) | 0.07 | 0.16 | 0.17 | 0.16 | 0.12 |
Cash ROIC |
(1.80%) | (1.37%) | (3.73%) | 0.30% | (3.03%) | (2.66%) | (3.36%) | 0.31% | (1.10%) | (3.59%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
17,732.86 | 14,933.65 | 18,131.72 | 141,367.46 | 512,169.24 | 167,258.85 | 50,695.92 | 78,672.77 | 151,233.58 | 223,346.44 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
75,933.50 | 75,592.00 | 73,306.50 | 77,220.50 | 76,221.00 | 63,369.00 | 55,593.00 | 53,361.00 | 52,928.50 | 51,805.05 |
Average Assets |
88,882.50 | 87,989.00 | 88,374.00 | 91,372.50 | 87,339.50 | 75,325.50 | 68,959.00 | 67,517.00 | 64,763.50 | 61,451.77 |
Average Common Equity |
6,586.00 | 5,654.50 | 4,852.00 | 5,738.00 | 7,171.50 | 7,053.50 | 6,899.50 | 7,062.50 | 7,018.50 | 6,801.51 |
Columns are period end dates