X Financial Sponsored ADR

XYF Financial Credit Services

X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024.

Revenue
−53.9%
EPS
−89.2%
Free cash flow
+194.9%
Total debt
+4.19%

Quarter to June 2026, against a year earlier

5.74 1.04 +22.13%
Market cap
$107.3M
P/E
2.2×
Fwd P/E
—
Dividend yield
12.0%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
— — 7 —

+8 more TTM periods

ROE
7.66% 14.12% 20.20% 23.47%
ROA
4.60% 8.34% 11.27% 13.23%
ROIC
7.47% 13.08% 16.67% 20.21%
Return on Tangible Assets
12.58% 19.53% 24.33% 26.81%
Average Days of Receivables
89.81 132.73 150.31 145.20
Free Cash Flow per Share
0.00 0.00 14.09 0.00
Free Cash Flow
— — 572.89 —
Other line items

Show all line items

Columns are period end dates · fundamentals updated 26 Oct 2026