X Financial Sponsored ADR

XYF Financial Credit Services

X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024. In the quarter to June 2026, revenue fell 53.9%, EPS fell 89.2%, free cash flow grew 194.9% and total debt rose 4.19%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three, operating cash flow growth for three.

4.99 0.13 −2.54%
Market cap
$116.8M
P/E
2.3×
Fwd P/E
—
Dividend yield
11.2%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
— — 7 —

+8 more TTM periods

ROE
7.66% 14.12% 20.20% 23.47%
ROA
4.60% 8.34% 11.27% 13.23%
ROIC
7.47% 13.08% 16.67% 20.21%
Return on Tangible Assets
12.58% 19.53% 24.33% 26.81%
Average Days of Receivables
89.81 132.73 150.31 145.20
Free Cash Flow per Share
0.00 0.00 14.09 0.00
Free Cash Flow
— — 572.89 —
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