Saturday 17 October 2026
Export XYF’s income statement to Excel — free account
X Financial Sponsored ADR
X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024. In the quarter to June 2026, revenue fell 53.9%, EPS fell 89.2%, free cash flow grew 194.9% and total debt rose 4.19%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three, operating cash flow growth for three.
4.99
0.13
−2.54%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
2.18 | 1.09 | 1.09 | 2.34 |
+8 more quarters Free account |
P/S ratio |
0.22 | 0.16 | 0.21 | 0.51 | |
P/FCF ratio |
0.32 | 0.28 | 0.40 | 1.26 | |
P/Operating CF |
0.00 | 0.00 | 0.00 | 0.00 | |
P/B ratio |
0.16 | 0.14 | 0.20 | 0.49 | |
Price to Tangible BV |
0.16 | 0.14 | 0.20 | 0.49 | |
EV/Sales |
(0.06) | (0.13) | (0.02) | 0.31 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 1.16 | |
EV/Operating CF |
(0.08) | (0.23) | (0.03) | 0.77 | |
EV/FCF |
(0.08) | (0.23) | (0.03) | 0.77 | |
Quick Ratio |
0.77 | 0.84 | 0.78 | 0.76 | |
Current Ratio |
2.06 | 1.92 | 1.88 | 1.97 | |
Net Debt/EBITDA |
(8.02) | (14.33) | (27.16) | (4.12) | |
Debt/Assets |
3.27% | 2.60% | 2.79% | 3.86% | |
Debt/Equity |
0.05 | 0.05 | 0.05 | 0.07 | |
Asset Turnover |
0.45 | 0.55 | 0.59 | 0.58 | |
Operating CF/Net income |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex/Depreciation |
— | — | (1.96) | — | |
Interest Coverage |
124.93 | 67.97 | — | — | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
19.70% | 22.69% | 19.38% | 29.43% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
3.68 | 4.78 | 3.74 | 1.66 | |
Graham Number |
38.96 | 49.58 | 56.49 | 60.80 | |
Earnings Yield |
45.77% | 91.88% | 91.88% | 42.66% | |
Free Cash Flow Yield |
315.27% | 356.33% | 251.59% | 79.67% | |
Revenue per Share |
3.90 | 4.37 | 5.72 | 6.92 | |
Operating CF per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Cash per Share |
7.69 | 8.80 | 7.50 | 7.27 | |
Shareholders Equity per Share |
30.44 | 28.86 | 27.56 | 27.99 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
30.44 | 28.86 | 27.56 | 27.99 | |
Free Cash Flow |
— | — | 206.74 | — | |
Working Capital |
672.29 | 773.51 | 857.50 | 914.45 | |
Capital Expenditures |
— | — | (3.12) | — | |
Net Current Asset Value |
668.03 | 768.75 | 852.52 | 909.19 | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 1.16 | |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
1.67 | 0.92 | 0.98 | 1.87 | |
| Other line items | |||||
Average Receivables |
322.17 | 347.12 | 363.96 | 337.11 | |
Average Assets |
1,847.20 | 1,819.49 | 1,858.21 | 1,859.59 | |
Average Common Equity |
1,110.40 | 1,075.42 | 1,036.61 | 1,048.25 |
Columns are period end dates