X Financial Sponsored ADR

XYF Financial Credit Services

X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024.

Revenue
−53.9%
EPS
−89.2%
Free cash flow
+194.9%
Total debt
+4.19%

Quarter to June 2026, against a year earlier

5.74 1.04 +22.13%
Market cap
$107.3M
P/E
2.2×
Fwd P/E
—
Dividend yield
12.0%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
825.05 995.93 1,092.42 1,082.51

+8 more TTM periods

Gross Profit
540.74 701.91 803.49 814.66
Operating Income
109.04 174.54 233.10 292.33
EBT
132.92 193.47 250.25 303.04
Income after Tax
104.23 157.36 208.54 240.30
Net Income Common
85.01 151.80 209.43 245.98
EPS (Diluted)
2.11 3.60 4.92 5.66
Shares (Diluted, Weighted)
40.20 41.72 42.67 44.31
Gross Margin
65.54% 70.48% 73.55% 75.26%
EBIT Margin
13.22% 17.53% 21.34% 27.01%
Net Profit Margin
10.30% 15.24% 19.17% 22.72%
Free Cash Flow Margin
0.00% 0.00% 52.44% 0.00%
EBITDA
109.04 174.54 233.10 292.33
EBIT
109.04 174.54 233.10 292.33

Show all line items

In millions of $ except per-share values · columns are period end dates · fundamentals updated 26 Oct 2026