X Financial Sponsored ADR

XYF Financial Credit Services

X Financial Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 35.8% from fiscal 2024. In the quarter to June 2026, revenue fell 53.9%, EPS fell 89.2%, free cash flow grew 194.9% and total debt rose 4.19%, each against the same quarter a year earlier. Dividend growth for three consecutive years, revenue growth for three, operating cash flow growth for three.

4.99 0.13 −2.54%
Market cap
$116.8M
P/E
2.3×
Fwd P/E
—
Dividend yield
11.2%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more quarters

275.45 232.66 170.50 146.44
Revenue Growth
22.15% 4.45% (36.14%) (53.85%)
Gross Profit
201.36 154.84 100.14 84.39
Operating Income
50.84 9.08 20.39 28.73
EBT
69.78 10.88 19.84 32.42
Income after Tax
58.52 11.96 9.37 24.38
Net Income Common
59.17 13.42 5.50 6.92
EPS (Diluted)
1.42 0.21 0.14 0.19
Shares (Diluted, Weighted)
41.88 41.58 39.42 37.93
Gross Margin
73.10% 66.55% 58.73% 57.63%
EBIT Margin
18.46% 3.90% 11.96% 19.62%
Net Profit Margin
21.48% 5.77% 3.23% 4.73%
EBITDA
50.84 9.08 20.39 28.73
EBIT
50.84 9.08 20.39 28.73

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In millions of $ except per-share values · columns are period end dates