stockrowThe Western Union Company
The Western Union Company’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, down 3.78% from fiscal 2024.
- Revenue
- −2.26%
- EPS
- −41.9%
- Free cash flow
- −69.4%
- Total debt
- +11.4%
Quarter to September 2026, against a year earlier
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The Western Union Company (WU) Gross margin
The Western Union Company's gross margin over the twelve months to 30 September 2026 was 34.1%, down 2.9 percentage points from fiscal 2025 (37.0%). Over the past ten years it has ranged from 37.0% (fiscal 2025) to 42.9% (fiscal 2021) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 76.6% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 37.0% | (0.72) |
| FY2024 | 37.8% | (0.93) |
| FY2023 | 38.7% | (2.64) |
| FY2022 | 41.3% | (1.56) |
| FY2021 | 42.9% | 1.34 |
| FY2020 | 41.5% | (0.14) |
| FY2019 | 41.7% | 0.73 |
| FY2018 | 41.0% | 1.65 |
| FY2017 | 39.3% | (0.46) |
| FY2016 | 39.8% | (1.90) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 34.0% | 0.77 |
| Jun 2026 | 33.2% | (0.15) |
| Mar 2026 | 33.4% | (2.64) |
| Dec 2025 | 36.0% | (1.71) |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | 100.0% |
| ECPG Encore Capital Group Inc compare | 100.0% |
| ATLC Atlanticus Holdings Corporation compare | 83.3% |
| UPST Upstart Holdings, Inc. compare | 82.3% |
| JCAP Jefferson Capital, Inc. compare | 64.5% |
| SLM SLM Corporation compare | 62.0% |
| EZPW EZCORP, Inc. compare | 58.6% |
| WU The Western Union Company | 34.1% |
| AGM Federal Agricultural Mortgage Corporation compare | 25.9% |
| Credit Services industry median | 76.6% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on WU
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement