Velocity Financial, Inc. VEL
15.35
(0.05)
(0.32%)
as of 25 Sep
- Market cap
- $608.0M
- P/E
- 5.6×
Follow VEL
Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
— | — | — | 9.50 | 15.05 | 0.00 | 51.96 | 51.96 | 0.05 | 0.03 |
P/S ratio |
— | — | — | 1.19 | 1.65 | 0.72 | 0.00 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
— | — | — | 4.28 | 4.67 | 2.06 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
— | — | — | 7.58 | 17.32 | 7.14 | (5.65) | (5.65) | 0.00 | 0.00 |
P/B ratio |
— | — | — | 0.80 | 0.91 | 0.57 | 1.04 | 1.04 | 1.04 | 1.04 |
Price to Tangible BV |
— | — | — | 0.83 | 0.95 | 0.57 | 1.04 | 1.04 | 0.00 | 0.00 |
EV/Sales |
— | — | — | (0.11) | 0.60 | (0.65) | 0.00 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
— | — | — | 3.57 | 0.00 | 4.39 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
— | — | — | (0.60) | 1.97 | (2.05) | (2.54) | (2.54) | 0.00 | 0.00 |
EV/FCF |
— | — | — | (0.41) | 1.70 | (1.86) | (2.63) | (2.63) | 0.00 | 0.00 |
Quick Ratio |
42.54 | 36.42 | 35.32 | 40.18 | 28.77 | 32.28 | 34.70 | 60.79 | 0.00 | 0.00 |
Current Ratio |
43.54 | 37.11 | 35.90 | 40.55 | 30.06 | 32.91 | 38.99 | 64.36 | — | — |
Net Debt/EBITDA |
28.41 | 29.66 | 44.99 | 81.16 | 37.05 | 12.29 | 14.96 | 12.44 | (83.16) | 0.00 |
Debt/Assets |
84.39% | 81.62% | 79.63% | 78.59% | 73.77% | 78.65% | 71.53% | 76.60% | 0.00% | 85.79% |
Debt/Equity |
9.22 | 8.67 | 8.03 | 7.74 | 6.02 | 7.53 | 10.37 | 8.14 | 0.00 | 6.57 |
Asset Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 |
Operating CF/Net income |
0.18 | 0.56 | 0.95 | 1.53 | 2.79 | (1.76) | (6.09) | (9.50) | 2.69 | 4.38 |
Capex/Depreciation |
4.45 | 2.01 | 1.03 | 0.73 | 0.41 | 0.32 | 0.27 | 0.51 | (0.07) | — |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| 17.34% | 14.12% | 12.61% | 8.75% | 7.32% | (16.74%) | 11.94% | 5.70% | 10.93% | 5.31% | |
| 1.61% | 1.36% | 1.26% | 0.97% | 0.84% | (1.44%) | 0.88% | 0.88% | 2.47% | 0.54% | |
ROIC |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | (1.20%) | 0.00% |
Return on Tangible Assets |
1.45% | 1.27% | 1.21% | 0.88% | 0.77% | (1.54%) | 0.81% | 0.45% | 233.15% | 169.93% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
— | — | — | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
— | — | — | 1.13 | 0.97 | 1.61 | 0.80 | 0.80 | 0.00 | 0.00 |
Graham Number |
— | — | — | 16.38 | 17.58 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
— | — | — | 10.53% | 6.64% | (24.88%) | 1.92% | 1.92% | 2,080.00% | 3,400.00% |
Free Cash Flow Yield |
— | — | — | 23.37% | 21.41% | 48.58% | (64.03%) | (64.03%) | 0.00% | 0.00% |
Revenue per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.93 |
Operating CF per Share |
0.49 | 1.16 | 1.52 | 1.53 | 2.53 | 2.73 | (5.24) | (3.61) | 1.87 | 1.48 |
Capex per Share |
1.47 | 0.88 | 0.67 | 0.69 | 0.41 | 0.29 | 0.17 | 0.22 | (0.03) | 0.00 |
Free Cash Flow per Share |
1.96 | 2.03 | 2.19 | 2.22 | 2.93 | 3.03 | (5.07) | (3.39) | 1.85 | 1.48 |
Cash per Share |
190.16 | 161.02 | 130.84 | 113.14 | 112.94 | 98.07 | 94.28 | 79.03 | 0.80 | 2.59 |
Shareholders Equity per Share |
18.34 | 15.93 | 13.57 | 11.92 | 15.10 | 10.93 | 7.61 | 8.13 | 0.00 | 7.37 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
18.34 | 15.93 | 13.57 | 11.92 | 15.10 | 10.93 | 7.61 | 8.13 | 0.00 | 7.37 |
Free Cash Flow |
72.18 | 66.33 | 70.40 | 70.85 | 66.93 | 60.79 | (101.88) | (68.00) | 37.07 | 29.77 |
Working Capital |
7,159.82 | 5,338.17 | 4,256.88 | 3,619.52 | 2,679.10 | 2,021.94 | 2,132.99 | 1,697.91 | — | — |
Capital Expenditures |
54.02 | 28.57 | 21.57 | 22.17 | 9.31 | 5.90 | 3.45 | 4.48 | (0.57) | (2.92) |
Net Current Asset Value |
622.31 | 478.79 | 411.15 | 342.57 | 303.31 | 202.01 | 127.22 | 152.73 | 0.00 | (985.00) |
EV/EBIT |
— | — | — | 0.76 | 0.00 | 2.54 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 8.61% |
Price to Operating Income |
— | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
8.59 | 8.63 | 7.51 | 9.06 | 5.91 | 4.49 | 2.76 | 1.59 | 1.40 | 0.00 |
Cash ROIC |
0.12% | 0.35% | 0.56% | 0.65% | 1.08% | 1.32% | (3.03%) | (2.53%) | 2.62% | 2.20% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
138.83 | 109.35 | 80.28 | 71.43 | 75.64 | 64.78 | 47.94 | 47.94 | — | — |
Average Payables |
158.06 | 134.89 | 106.75 | 91.86 | 77.78 | 59.75 | 41.47 | 18.01 | 6.09 | 6.09 |
Average Assets |
6,454.46 | 4,965.99 | 4,076.77 | 3,280.73 | 2,457.68 | 2,158.82 | 1,975.00 | 867.62 | 566.50 | 1,252.50 |
Average Common Equity |
597.95 | 478.54 | 408.69 | 362.50 | 282.04 | 186.22 | 144.82 | 133.90 | 128.00 | 128.00 |
Columns are period end dates