UWM Holdings Corporation

UWMC Financial Mortgage Finance

In the quarter to June 2026, revenue fell 81.1%, EPS fell 318.2%, free cash flow grew 64.6% and total debt rose 38.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years.

1.05 0.10 −8.70%
Market cap
$1.9B
P/E
0.0×
Fwd P/E
5.8×
Dividend yield
28.6%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '17 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Piotroski F-Score
— — — 2 5 3 4 3
P/E ratio
— 0.00 0.00 6.10 7.39 0.00 48.92 43.80
P/S ratio
— 0.00 0.14 0.20 0.13 0.50 0.30 0.39
P/FCF ratio
— 0.00 2.41 0.00 0.03 0.33 0.00 0.00
P/Operating CF
— (615.01) (0.52) (0.10) (0.12) (1.99) (1.20) 8.92
P/B ratio
— 0.00 0.29 0.19 0.10 0.26 0.32 0.58
Price to Tangible BV
— 0.00 0.29 0.19 0.10 0.26 0.32 0.58
EV/Sales
— 0.00 1.53 6.05 3.76 6.04 5.66 5.67
EV/EBITDA
— 0.00 1.83 9.47 6.80 26.94 14.08 16.36
EV/Operating CF
— 0.00 133.77 (1.81) 1.08 47.94 (1.96) (5.15)
EV/FCF
— 0.00 26.18 (1.84) 0.94 4.00 (3.43) (45.75)
Quick Ratio
— 0.00 0.19 0.07 0.15 0.18 0.10 0.10
Current Ratio
— 0.97 1.42 1.29 1.77 1.86 1.52 1.52
Net Debt/EBITDA
— 0.00 1.66 9.16 6.56 24.72 13.32 15.25
Debt/Assets
0.00% 0.00% 70.25% 80.40% 68.55% 65.41% 77.20% 78.01%
Debt/Equity
— 0.00 3.40 5.71 2.94 3.14 5.89 8.29
Asset Turnover
— 6,198.40 0.86 0.17 0.13 0.10 0.16 0.15
Operating CF/Net income
— (8.42) 0.02 (101.14) 198.21 (12.49) (433.32) (96.70)
Capex/Depreciation
— 4.47 0.41 5.22 26.00 36.30 54.79 42.33
Interest Coverage
— 3.53 21.26 6.10 4.13 0.76 1.67 1.46
ROE
— 16,602.28% 284.93% 3.55% 1.32% (0.47%) 0.64% 1.50%
ROA
— 201,239.76% 58.86% 0.58% 0.23% (0.10%) 0.10% 0.17%
ROIC
— 0.00% 24.07% 5.66% 6.70% 1.57% 3.76% 3.40%
Return on Tangible Assets
— (2,964,692.86%) 98.40% 1.99% 0.73% (0.26%) 0.28% 0.51%
Average Days of Receivables
— 0.00 18.74 51.08 58.94 142.53 70.51 79.99
Research and Development Expense of Revenue
— 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
— 38.07% 13.59% 30.08% 34.00% 59.88% 46.02% 50.83%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
— 0.00% 0.00% 0.22% 0.32% 1.05% 1.14% 2.10%
Graham Net Nets
— 0.00 3.01 3.49 7.41 1.71 1.37 (0.28)
Graham Number
— 0.00 0.00 26.19 18.84 0.00 7.06 4.12
Earnings Yield
— 0.00% (0.84%) 16.39% 13.53% (1.99%) 2.04% 2.28%
Free Cash Flow Yield
— 0.00% 41.43% (1,633.97%) 3,038.29% 302.86% (545.91%) (32.17%)
Revenue per Share
— 24.12 98.77 29.44 25.66 14.06 19.43 11.37
Operating CF per Share
— (65.96) 1.13 (98.70) 89.41 1.77 (56.04) (12.52)
Capex per Share
— 10.89 4.64 1.97 13.89 19.49 24.00 11.11
Free Cash Flow per Share
— (55.07) 5.77 (96.73) 103.30 21.26 (32.04) (1.41)
Cash per Share
— 0.00 24.48 7.25 7.62 5.34 4.56 2.38
Shareholders Equity per Share
— 0.00 47.49 31.43 34.30 26.54 18.44 7.54
Interest Debt per Share
— 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
— 0.00 47.49 31.43 34.30 26.54 18.44 7.54
Free Cash Flow
— (2,918.64) 288.29 (9,758.32) 9,552.85 1,982.46 (3,568.99) (297.89)
Working Capital
— (0.01) 3,329.98 4,795.36 5,564.86 4,853.22 4,946.76 5,178.48
Capital Expenditures
— 577.38 231.88 198.64 1,284.67 1,817.22 2,672.50 2,349.66
Net Current Asset Value
— (0.01) 2,092.69 2,081.63 2,330.20 1,121.40 894.41 (260.92)
EV/EBIT
— 0.00 2.12 9.67 7.06 32.47 14.91 17.53
Capex to Sales
— (0.45) (0.05) (0.07) (0.54) (1.39) (1.24) (0.98)
Price to Operating Income
— 0.00 0.20 0.32 0.25 2.68 0.80 1.19
Other line items
Depreciation/Fixed assets
— 0.00 5.31 0.25 0.32 0.34 0.33 0.31
Cash ROIC
— 22,625,093.02% 2.47% (44.33%) 72.37% 18.46% (24.35%) (1.95%)
Accounts Receivable Turnover
— 0.00 14.76 8.88 5.94 2.93 4.65 5.09
Accounts Payable Turnover
— 0.00 0.00 0.00 0.53 0.52 0.57 0.55
Inventory Turnover
— 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
— 0.00 0.00 1,051.32 625.98 725.35 703.60 728.88
Days of Inventory on Hand
— 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
— — 334.65 334.65 399.42 447.61 465.01 472.32
Average Payables
— — — — 481.85 454.41 524.92 644.26
Average Assets
— 0.21 5,746.95 17,010.92 18,064.50 12,736.24 13,771.49 16,299.90
Average Common Equity
— 2.50 1,187.13 2,772.64 3,171.35 2,823.18 2,264.26 1,823.74

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Columns are period end dates