UNIVERSAL INSURANCE HOLDINGS INC

UVE Financial Insurance Property & Casualty

UNIVERSAL INSURANCE HOLDINGS INC’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, up 5.48% from fiscal 2024. In the quarter to June 2026, revenue grew 6.72%, EPS grew 71.2%, free cash flow fell 4.81% and total debt fell 2.98%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.

47.09 0.25 +0.53%
Market cap
$1.3B
P/E
6.0×
Fwd P/E
8.1×
Dividend yield
1.36%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
7 8 7 7

+8 more TTM periods

ROE
40.16% 38.88% 39.59% 27.34%
ROA
6.68% 7.14% 6.44% 4.26%
ROIC
139.39% 191.70% 89.78% 82.16%
Return on Tangible Assets
(21.65%) (21.38%) (18.96%) (11.90%)
Average Days of Receivables
184.69 89.93 136.47 199.35
Free Cash Flow per Share
12.30 12.47 13.52 8.97
Free Cash Flow
339.76 344.82 377.10 249.86
Capital Expenditures
(4.64) (4.72) (4.40) (4.22)
Other line items
Cash ROIC
25.44% 26.87% 33.39% 23.21%
Accounts Receivable Turnover
1.69 3.07 2.05 2.10
Accounts Payable Turnover
0.47 0.60 0.56 0.61
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
752.31 587.12 617.65 649.49
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.25) (0.24) (0.25) (0.24)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Share Based Compensation of Revenue
0.00% 0.00% 1.52% 0.00%
Operating CF/Net income
1.57 1.79 2.09 2.08
Depreciation/Fixed assets
0.00 0.00 0.99 0.00
Capex/Depreciation
0.00 0.00 (0.09) 0.00
Revenue per Share
59.00 57.96 57.51 56.76
Operating CF per Share
12.47 12.64 13.68 9.12
Capex per Share
(0.17) (0.17) (0.16) (0.15)
Capex to Sales
0.00 0.00 0.00 0.00

Fold the line items

Columns are period end dates