Saturday 17 October 2026
Export UVE’s income statement to Excel — free account
UNIVERSAL INSURANCE HOLDINGS INC
UVE Financial Insurance Property & Casualty
UNIVERSAL INSURANCE HOLDINGS INC’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, up 5.48% from fiscal 2024. In the quarter to June 2026, revenue grew 6.72%, EPS grew 71.2%, free cash flow fell 4.81% and total debt fell 2.98%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.
47.09
0.25
+0.53%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
6.02 | 5.25 | 4.94 | 5.30 |
P/S ratio |
0.46 | 0.59 | 0.59 | 0.70 | |
P/FCF ratio |
2.93 | 2.50 | 2.74 | 3.36 | |
P/Operating CF |
11.73 | 36.15 | 6.10 | 11.30 | |
P/B ratio |
1.48 | 1.71 | 1.62 | 1.79 | |
Price to Tangible BV |
1.48 | 1.71 | 1.62 | 1.79 | |
EV/Sales |
0.23 | 0.36 | 0.28 | 0.40 | |
EV/EBITDA |
2.17 | 2.29 | 1.71 | 2.16 | |
EV/Operating CF |
1.44 | 1.50 | 1.30 | 1.88 | |
EV/FCF |
1.46 | 1.52 | 1.31 | 1.90 | |
Quick Ratio |
0.55 | 0.52 | 0.51 | 0.57 | |
Current Ratio |
0.55 | 0.52 | 0.51 | 0.57 | |
Net Debt/EBITDA |
(6.75) | (4.19) | (6.80) | (6.16) | |
Debt/Assets |
3.47% | 3.54% | 3.62% | 2.96% | |
Debt/Equity |
0.22 | 0.18 | 0.17 | 0.15 | |
Asset Turnover |
0.55 | 0.56 | 0.58 | 0.50 | |
Operating CF/Net income |
1.57 | 0.39 | 2.85 | 1.71 | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(1.72) | (1.28) | (1.26) | (1.09) | |
Graham Number |
41.81 | 53.51 | 57.38 | 63.67 | |
Earnings Yield |
16.62% | 19.05% | 20.26% | 18.88% | |
Free Cash Flow Yield |
34.11% | 40.00% | 36.51% | 29.74% | |
Revenue per Share |
14.40 | 14.63 | 14.23 | 15.46 | |
Operating CF per Share |
2.24 | 0.94 | 5.60 | 3.66 | |
Capex per Share |
(0.04) | (0.04) | (0.06) | (0.03) | |
Free Cash Flow per Share |
2.20 | 0.90 | 5.54 | 3.63 | |
Cash per Share |
17.03 | 17.13 | 21.64 | 21.75 | |
Shareholders Equity per Share |
17.77 | 19.76 | 21.15 | 23.07 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
17.77 | 19.76 | 21.15 | 23.07 | |
Free Cash Flow |
61.28 | 25.02 | 153.28 | 100.19 | |
Working Capital |
(1,078.35) | (1,014.25) | (965.22) | (1,064.52) | |
Capital Expenditures |
(1.15) | (1.06) | (1.54) | (0.89) | |
Net Current Asset Value |
(1,257.00) | (1,211.15) | (1,191.36) | (1,243.68) | |
EV/EBIT |
2.17 | 2.29 | 1.71 | 2.16 | |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
4.35 | 3.78 | 3.55 | 3.82 | |
| Other line items | |||||
Average Receivables |
752.37 | 783.97 | 521.71 | 964.57 | |
Average Payables |
2,235.32 | 2,189.03 | 2,031.75 | 2,568.26 | |
Average Assets |
2,870.08 | 2,840.78 | 2,742.05 | 3,290.99 | |
Average Common Equity |
447.64 | 462.14 | 503.57 | 547.48 |
Columns are period end dates