UNIVERSAL INSURANCE HOLDINGS INC

UVE Financial Insurance Property & Casualty

UNIVERSAL INSURANCE HOLDINGS INC’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, up 5.48% from fiscal 2024. In the quarter to June 2026, revenue grew 6.72%, EPS grew 71.2%, free cash flow fell 4.81% and total debt fell 2.98%, each against the same quarter a year earlier. Revenue growth for ten consecutive years.

47.09 0.25 +0.53%
Market cap
$1.3B
P/E
6.0×
Fwd P/E
8.1×
Dividend yield
1.36%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
Piotroski F-Score

+8 more TTM periods

7 7 8 7
ROE
27.34% 39.59% 38.88% 40.16%
ROA
4.26% 6.44% 7.14% 6.68%
ROIC
82.16% 89.78% 191.70% 139.39%
Return on Tangible Assets
(11.90%) (18.96%) (21.38%) (21.65%)
Average Days of Receivables
199.35 136.47 89.93 184.69
Free Cash Flow per Share
8.97 13.52 12.47 12.30
Free Cash Flow
249.86 377.10 344.82 339.76
Capital Expenditures
(4.22) (4.40) (4.72) (4.64)
Other line items
Cash ROIC
23.21% 33.39% 26.87% 25.44%
Accounts Receivable Turnover
2.10 2.05 3.07 1.69
Accounts Payable Turnover
0.61 0.56 0.60 0.47
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
649.49 617.65 587.12 752.31
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.24) (0.25) (0.24) (0.25)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Share Based Compensation of Revenue
0.00% 1.52% 0.00% 0.00%
Operating CF/Net income
2.08 2.09 1.79 1.57
Depreciation/Fixed assets
0.00 0.99 0.00 0.00
Capex/Depreciation
0.00 (0.09) 0.00 0.00
Revenue per Share
56.76 57.51 57.96 59.00
Operating CF per Share
9.12 13.68 12.64 12.47
Capex per Share
(0.15) (0.16) (0.17) (0.17)
Capex to Sales
0.00 0.00 0.00 0.00

Fold the line items

Columns are period end dates