Saturday 17 October 2026
Export UPST’s income statement to Excel — free account
Upstart Holdings, Inc.
UPST Financial Credit Services
Upstart Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 64.0% from fiscal 2024. In the quarter to June 2026, revenue grew 41.8%, EPS grew 183.3%, free cash flow fell 14.7% and total debt rose 40.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
23.56
1.19
−4.81%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
6 | 5 | 5 | 5 |
+8 more TTM periods Free account |
| 7.94% | 7.01% | 7.49% | 4.81% | ||
| 2.14% | 1.88% | 2.01% | 1.37% | ||
ROIC |
1.75% | 1.47% | 1.74% | 0.69% | |
Return on Tangible Assets |
(5.21%) | (4.55%) | (5.86%) | (2.69%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
(3.16) | (2.96) | (1.73) | (3.98) | |
Free Cash Flow |
(305.13) | (286.78) | (166.13) | (385.11) | |
Capital Expenditures |
(21.12) | (19.24) | (18.41) | (17.91) | |
| Other line items | |||||
Cash ROIC |
(7.98%) | (7.91%) | (4.46%) | (11.07%) | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.02) | (0.02) | (0.01) | (0.01) | |
Research and Development Expense of Revenue |
24.47% | 24.58% | 24.68% | 26.68% | |
Selling, General and Administrative Expense of Revenue |
54.04% | 54.12% | 53.19% | 53.04% | |
Share Based Compensation of Revenue |
11.71% | 12.03% | 12.64% | 13.37% | |
Operating CF/Net income |
(4.71) | (5.42) | (2.76) | (11.40) | |
Depreciation/Fixed assets |
0.52 | 0.51 | 0.56 | 0.52 | |
Capex/Depreciation |
(0.83) | (0.79) | (0.74) | (0.78) | |
Revenue per Share |
12.90 | 11.75 | 10.87 | 10.00 | |
Operating CF per Share |
(2.94) | (2.76) | (1.54) | (3.80) | |
Capex per Share |
(0.22) | (0.20) | (0.19) | (0.19) | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 |
Columns are period end dates