stockrow
Friday 6 November 2026
Export UPST’s income statement to Excel — free account
Upstart Holdings, Inc.
UPST Financial Credit Services
Upstart Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 64.0% from fiscal 2024.
- Revenue
- −25.2%
- EPS
- −0.30%
- Free cash flow
- +107.6%
- Total debt
- −1.43%
Quarter to September 2026, against a year earlier
21.90
0.24
−1.08%
Follow UPST
Alert me
| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
5 | 5 | 6 | 5 |
| 7.05% | 7.01% | 7.94% | 7.20% | ||
| 1.88% | 1.88% | 2.14% | 1.89% | ||
ROIC |
1.53% | 1.47% | 1.75% | 1.53% | |
Return on Tangible Assets |
(5.23%) | (4.55%) | (5.21%) | (6.07%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
(1.73) | (2.96) | (3.16) | (1.33) | |
Free Cash Flow |
(166.13) | (286.78) | (305.13) | (128.54) | |
Capital Expenditures |
(18.41) | (19.24) | (21.12) | (14.22) | |
| Other line items | |||||
Cash ROIC |
(4.07%) | (7.91%) | (7.98%) | (3.45%) | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.01) | (0.02) | (0.02) | (0.01) | |
Research and Development Expense of Revenue |
24.68% | 24.58% | 24.47% | 23.97% | |
Selling, General and Administrative Expense of Revenue |
53.19% | 54.12% | 54.04% | 55.05% | |
Share Based Compensation of Revenue |
12.64% | 12.03% | 11.71% | 9.73% | |
Operating CF/Net income |
(2.76) | (5.42) | (4.71) | (2.06) | |
Depreciation/Fixed assets |
0.49 | 0.51 | 0.52 | 0.55 | |
Capex/Depreciation |
(0.74) | (0.79) | (0.83) | (0.59) | |
Revenue per Share |
10.87 | 11.75 | 12.90 | 11.92 | |
Operating CF per Share |
(1.54) | (2.76) | (2.94) | (1.18) | |
Capex per Share |
(0.19) | (0.20) | (0.22) | (0.15) | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.01 |
Columns are period end dates · fundamentals updated 5 Nov 2026