Saturday 17 October 2026
Export UPST’s income statement to Excel — free account
Upstart Holdings, Inc.
UPST Financial Credit Services
Upstart Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 64.0% from fiscal 2024. In the quarter to June 2026, revenue grew 41.8%, EPS grew 183.3%, free cash flow fell 14.7% and total debt rose 40.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
23.56
1.19
−4.81%
Follow UPST
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
5 | 5 | 5 | 6 |
| 4.81% | 7.49% | 7.01% | 7.94% | ||
| 1.37% | 2.01% | 1.88% | 2.14% | ||
ROIC |
0.69% | 1.74% | 1.47% | 1.75% | |
Return on Tangible Assets |
(2.69%) | (5.86%) | (4.55%) | (5.21%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
(3.98) | (1.73) | (2.96) | (3.16) | |
Free Cash Flow |
(385.11) | (166.13) | (286.78) | (305.13) | |
Capital Expenditures |
(17.91) | (18.41) | (19.24) | (21.12) | |
| Other line items | |||||
Cash ROIC |
(11.07%) | (4.46%) | (7.91%) | (7.98%) | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.01) | (0.01) | (0.02) | (0.02) | |
Research and Development Expense of Revenue |
26.68% | 24.68% | 24.58% | 24.47% | |
Selling, General and Administrative Expense of Revenue |
53.04% | 53.19% | 54.12% | 54.04% | |
Share Based Compensation of Revenue |
13.37% | 12.64% | 12.03% | 11.71% | |
Operating CF/Net income |
(11.40) | (2.76) | (5.42) | (4.71) | |
Depreciation/Fixed assets |
0.52 | 0.56 | 0.51 | 0.52 | |
Capex/Depreciation |
(0.78) | (0.74) | (0.79) | (0.83) | |
Revenue per Share |
10.00 | 10.87 | 11.75 | 12.90 | |
Operating CF per Share |
(3.80) | (1.54) | (2.76) | (2.94) | |
Capex per Share |
(0.19) | (0.19) | (0.20) | (0.22) | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 |
Columns are period end dates